UKAR ARena Issue 9: Spring 2015 | Page 18

FEEDING BRITAIN'S FUTURE “ ommunity Shop offers C a glance into the future of what food assistance might look like.” But we also encountered in our inquiry some of the potential “ ince our cross-party inquiry S we've been inundated with comments on how complex our proposals are.” The churches and their outstanding volunteers who run food It has also pledged to consider what further action might be recruiting sergeants for the fight-back against debt, and in banks and other food schemes told our inquiry they want to necessary to change the price cap on high-cost money turn, hunger. see fewer people having to rely on their services in the next lenders, and is proposing measures to abolish the use of five years. higher-rate telephone numbers by money lenders, credit Some food banks and social supermarkets are able to combine the charitable giving, or heavily discounted sale of food, with a plan to work with poorer households on the debt which has taken such great chunks out of their food budgets. For those families relying on food banks and who are in work, or others who’ve suffered a problem with their benefit claim or are struggling with their utility bills, reforms are needed to I am working with Citizens Advice, Credit Unions and other help ease at least some of the pressure on poorer households’ local agencies in Birkenhead to try and provide such help in food budgets. each of our food banks and churches, to ensure one or two visits to a food bank might bring about a solution with longer term benefits. The likes of Community Shop also offer a glance into the future of what food assistance might look like. The Financial Conduct Authority has responded positively to our proposals. It is to require as soon as possible payday loan brokers to amend their privacy policies, and has passed Community Shop invites people on low incomes to sign up as new regulations covering practices such as imposing members, so they can buy good quality food for 30p in the charges that consumers often knew nothing about until they pound. It’s so remarkably priced because the food industry has checked their bank account. deemed it to be surplus and then sold it to Community Shop. Payday loan brokers cannot now request an individual’s bank A whole batch of Maltesers were deemed waste because the closing date had passed for the competition on the packaging. Yet the chocolates themselves were perfectly edible. Thankfully, Community Shop stepped in and, alongside food, card companies and banks. But the inquiry found that even if our reforms on wages, benefits and living costs were enacted, a group of our fellow citizens would remain hungry. Here is where Feeding Britain aims to link up supermarkets, food manufacturers, churches, and other voluntary organisations to work with people on resolving the issues in their lives which constantly leave them hungry. We heard time and again how churches have the ability to combine the charitable giving of food with a loving arm around one’s shoulder. This, we heard, can often be the start of a process in which those details or take a payment from their account without their facing severe hardship can turn their lives around, particularly if explicit consent first. we can then involve local credit unions, debt advisors and welfare rights workers. We encourage in our report the continuation and, Payday loan brokers will also have to include their legal indeed, the expansion of this activity. it offers people love and friendship, and their staff work name, not just their trading name, in all advertising and other with people helping with cooking, debt, budgeting and communications with customers, and state prominently in Each of us who served on the inquiry is now rolling out looking for jobs. their adverts that they are a broker, not a lender. regional pilot schemes to put this into action." SPRING 2015 UKAR ARENA 19