UGLOBAL.COM
is to no one’s surprise that wealthy families prefer
sending their children to the most prestigious
universities around the world, the majority of which are
conveniently located in the United Kingdom, the United
States and Switzerland.
A Maltese passport, therefore, might come in handy
for the whole family:
It offers visa-free travel to the United States, which will
allow parents to visit children at any time they wish,
without having to be subject to a complicated visa
procedure and the risk of being refused.
Before the United Kingdom officially leaves the
European Union in 2019, students from the E.U.
have the opportunity to pay off their tuition at “home
tariffs.” And this vis-à-vis acclaimed universities such
as Cambridge and Oxford translates to some 17,000
-euros worth in savings annually. Such a privilege
would prevail in part, or in full, depending on the nature
of E.U.-U.K. negotiations.
Embarking on a Swiss education is attractive due to
low tuition fees, normally consisting of small semester
fees and administrative expenses. One of the benefits
of the Maltese passport is that its holders do not
need to obtain a visa and thus have a limited period
of residence. It is enough to just register their place of
residence upon arrival.
Apart from international education opportunities,
worth noting is the fact that Maltese public
universities are free of charge for Maltese citizens.
Additionally, the island hosts universally recognized
and prestigious offices of U.K. universities, through
which one can obtain a British diploma while
simultaneously enjoying the glory of a Mediterranean
climate and lifestyle.
Indeed, one can very well obtain a degree in
economics and finance from the London School of
Economics, in computer science from the Goldsmiths,
University of London or in medicine from the Queen
Mary University of London.
EMPLOYMENT WITHOUT RESTRICTIONS
The E.U.’s four freedoms not only open the door to
unlimited, borderless travel, but also the ability to work
in another member state without any restrictions.
Non-E.U. applicants, for instance, cannot enjoy the
same privilege, as their employment is possible only
when an employer has proved that there is no better
candidate among locals, E.U. citizens or long-term
residents.This type of authorization, however, does
not yet guarantee a positive outcome for the issuance
of the working permit and, consequently, means that
多年来, 很多来自富裕投资家庭的子女从欧洲大学
毕业后不愿立即返回本国, 而是希望利用已经建立
的社交圈来开拓事业。的确, 他们不仅能在父母公
司的欧洲分部工作, 还具有在顶尖欧洲公司工作的
无数机会。如果取得了欧盟签证, 那么他们无需工
作许可就能在任何时候自由更换雇主。
免费优质的医疗
免费医疗在马耳他已经持续了一个多世纪, 最初由
圣约翰骑士团确立, 旨在推动全民优质医疗。马耳
他公民的医疗护理完全免费, 费用全部由收税政府
提供。
更重要的是, 由于马耳他的欧盟成员国地位, 其公民
有权持免费欧盟健康保险卡。这使得他们能在同等
条件下像当地公民一样在欧盟其他国家享受医疗待
遇, 如冰岛、列支敦士登、挪威和瑞典, 只有在私人
诊所提供治疗或医疗服务时该项福利才不适用。
高利润空间的房地产
2017年的马耳他房地产市场发展迅猛。莱坊国际
全球房屋指数2017年第二季度报告指出, 该年度马
耳他的房地产市场位居欧盟第二、全球第三, 涨幅
更是实现了创纪录的14.6%。毋庸置疑, MIIP申请
人、税收优惠的引入和马耳他博彩行业 (雇员在获
得高收入的同时产生了对房地产的需求) 的建立都
促成了市场的迅速发展。
过去十年来, 房地产价格的年增长率在10%左右浮
动。MIIP投资人能够在五年后出售所购置的房产,
新的马耳他护照持有人不仅能够获得最初的35万欧
元投资回报, 还能获得15万到20万欧元的额外资金
收益。因此, 对于MIIP投资而言，购买并持有房地
产五年是获得回报的最佳途径。
高价值债券
MIIP的另一个主要要求就是持有最高15万欧元的国
家批准债券或股票。然而，同房地产投资一样, 投
资人可以在五年后出售持有的债券或股票。此外还
能获得小额收入。据国际货币基金组织估算, 过去五
年中, 马耳他政府债券的年收益增长达到了2.5%。
综合评估
综上所述, MIIP投资人不仅能在五年后获得初始投
资的一半, 还能得到20万欧元的房地产资本化和证
券利润额外收益, 在节省几十万欧元开销的同时, 更
能为全体家庭成员赢得丰富的教育资源及优质的医
疗服务等长期利好。
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