Trustnet Magazine Issue 6 April 2015 | Page 20

INVESTMENT STRATEGY R SECTOLE PROFI give, especially around duration, provides investors with the best chance of preserving capital.” Taking the example of duration, the average of the Strategic Bond and High Yield sectors is five years, compared with 12 years for gilts. If the expected bond sell-off occurs, the shorter duration funds will perform best; corporate bond funds are more limited in their duration flexibility. While Hasler notes the Strategic Bond sector offers something for everyone, she warns that investors have to focus on the outcome the manager is seeking to achieve rather than the underlying investments in the fund. “Funds will vary in the level and type of risk they present and investors should bear this in mind,” she says. The Strategic Bond sector has performed similarly to the Corporate Bond and High Yield Bond sectors over three and five years, returning 21.6 per cent and 35.1 per cent respectively. Just two of the 71 funds in the sector have lost money over one year, while the average fund made 6.1 per cent. IF THE EXPECTED BOND SELL-OFF OCCURS, THE SHORTER DURATION FUNDS WILL PERFORM BEST GILTS AND INDEX LINKED GILTS Gilts were traditionally regarded as low risk investments. However, low yields, record low interest rates and a considerable amount Performance over 3yrs 30% BlackRock - Corporate Bond (26.61%) 25% IA Sterling Corporate Bond (24.64%) 20% 15% 10% 5% 0% Jan 15 Oct Jul Apr Jan 14 Oct Jul Apr Jan 13 Oct Jul Apr 12 -5% Source: FE Analytics 18 trustnet.com