Trustnet Magazine Issue 44 October 2018 | Page 24

Your portfolio 22 / 23 Anthony Luzio finds out whether algorithms pose a threat to computer-based tracker funds Get with the program W hen footage emerged of one of Uber’s self- driving cars running over and killing a cyclist in Arizona earlier this year, it confirmed what many people had long suspected – no matter how advanced computers become, there are some tasks that are so important, only human oversight will do. This suspicion seems to apply to managing money as well. Despite the wealth of evidence showing that the vast majority of investors would be better off in passive funds, these still account for less than 20 per cent of the money run by the asset management industry. Fear of the unknown Part of this may be driven by a fear of the unknown and the speed with which technology is developing – algorithms, for example, have been trustnet.com