Trustnet Magazine Issue 31 July 2017 | Page 20

/ PROPERTY TRUSTS / Sweeney thinks the property investments that will do well over the coming years are those that specialise in a particular area. He likes investment company Tritax Big Box, which develops large- scale logistics and distribution locations across the UK. “Industrial warehouse space is hot property at the moment because of the shift away from the high street towards online shopping,” he says. Assets owned by the trust, which yields around 4.25 per cent, include a 550,000ft 2 warehouse in Peterborough used by online retailer Amazon and an Argos distribution facility in Staffordshire. LET THE HALLS Another popular area of investment is student accommodation, which is booming thanks to the rising numbers of young people going to university and the low supply of appropriate living quarters. GCP Student Living, which yields almost 4 per cent, owns teaching facilities and student accommodation across the country, such as a 588-bedroom building in east London, which also includes retail space, and a 153-bedroom building in Bristol. Medicx, which focuses on healthcare infrastructure, is a favourite of Ben Yearsley, director at Shore Financial Planning. The trust owns 157 primary care buildings in the UK, including doctor’s surgeries and medical practices. It yields 6.7 per cent from rental income while also benefiting from the rise in the value of its assets. 18 “Open-ended property funds should be a thing of the past. They are not fit for purpose” Gary Millward, financial consultant at Alan Steel Asset Management, is a fan of TR Property Investment Trust, which invests in a mixture of bricks & mortar and company shares. He likes that the trust invests outside of the UK as well, and is currently tapping into the growing popularity in Europe of shopping centres that offer an entire day out, housing cinemas, restaurants and leisure activities as well as shops. It has made 20.64 per cent over the past year and yields 3.1 per cent. CONCENTRATION RISK Despite all of the issues, investors still have more than £25bn invested in property funds, according to the latest figures from the Investment Association. The sector is often a popular choice because investors feel that they understand the asset class. However, experts say that this can lead to concentration risk, particularly among older investors who may have a considerable proportion of their wealth tied up in property. Shaw says: “If you already own your own home, then investing in residential property can mean you are overexposed to the sector, so you need to make sure you are investing in something that isn’t directly correlated to the value of your house.” While many of the issues with the property sector were highlighted last year, the asset class can still play an important role in many investors’ portfolios: it provides much-needed diversification from other assets such as bonds and equities, and can also produce a reliable income stream – which is particularly appealing to investors who have entered retirement. “A lot of people may be spooked about the property market but, at least in uncertain times and when inflation is high, you have the protection of owning a physic