Trustnet Magazine Issue 19 June 2016 | Page 6

/ EU REFERENDUM / FTSE 350 Financial Services (-0.92%) 30% 20% 10% 0% -10% -20% Source: FE Analytics Union would probably be hit by Brexit. In addition, it would be wrong to assume that leaving the European Union would result in less regulation on the City. The British government has shown more zeal for regulation than its continental peers recently.” “Overall, financial services have more to lose immediately after a European Union exit than most other sectors of the economy. Even in the best case scenario, in which passporting rights were preserved, the UK would still lose influence over the single market’s rules.” Stephanie Flanders, chief market strategist, UK and Europe, for JP Morgan Asset Management, says that in the event of a Brexit vote, some financial services firms may act early to shift their operations on the assumption that their competitors are likely to do the same. This may see the sector experience a lengthy state of flux. Banks would take the biggest hit, but other areas such as asset managers may also prove extremely vulnerable. Some of this weakness is undoubtedly already reflected in prices, which 4 “Financial services have more to lose immediately after a European Union exit than most other sectors of the economy” may limit the downside in the event of Brexit. Equally, it would leave the sector ripe for a strong bounce if the UK votes to remain. MANUFACTURING In the event of a vote to leave, the UK would lose the benefits negotiated on its behalf by the EU in more than 50 trade agreements. In theory, this would allow the UK to renegotiate these agreements on its own terms, but this would take time. While this is taking place, the UK would be able to COMMERCIAL PROPERTY Commercial property companies have already seen their share prices hit both by concerns over Brexit and the imposition of higher stamp duty tariffs. David Jane, joint head of multi-asset investment at Miton, admits that this is one sector he might examine in the event of an “in” vote on valuation grounds: “REITs have sold off a lot,” he said. The share price of British Land, for example, has moved from 845p at the start of December, dropping to a low of 644.5p in February. It has recovered to some extent, but is currently trading at just over 700p. HOUSEBUILDERS, RETAIL AND LEISURE These three sectors have been at the vanguard of concern over Brexit. Housebuilders, for example, have been hit by worries trustnetdirect.com STAPLES Already expensive, there may be some marginal benefit for the large consumer goods, tobacco and pharmaceutical companies from sterling weakness following a Brexit vote. Monson adds: “Staples (tobacco and beverages) and pharmaceuticals should benefit – at least in relative terms – from weaker sterling, as well as from their naturally defensive earnings bases.” In the longer term, however, the issue would be whether industries such as pharmaceuticals could retain favourable access to global markets outside the EU. For these areas, along with sectors such as aerospace, their long-term prospects may also depend on whether they can maintain cost-effective supply chains in the event of an exit. The recent Treasury document on Brexit suggests that reducing trade barriers has been vitally important in the development of effective supply chains. However, in the event of a vote to remain, investors may start to re-examine the high valuations of these companies and their share prices would start to look vulnerable. trustnetdirect.com SMALL/MID CAPS Monson believes smaller companies would be particularly vulnerable to trade uncertainty in the event of an exit vote, while consumers may well lift their precautionary savings, which would affect the high street. However, Tim Cockerill, head of research at Rowan Dartington, suggests there could be a bounce in the event of a vote to stay in the EU: “A number of the investment banks have been shorting baskets of UK domestic stocks – the FTSE 250 has acted as a proxy for that in many cases. As a result, if we stay in, those shares could pop up quite nicely.” PERFORMANCE OF FTSE 100 HOUSEBUILDERS YEAR-TO-DATE 15% Taylor Wimpey (-2.04%) 10% Barratt Dev (-7.36%) Persimmon (6.08%) 5% 0% -5% -10% -15% -20% -25% 40% FTSE 350 Consumer Services (-0.54%) Peter Lowman, chief investment officer at Investment Quorum, concludes: “Clearly, as we enter the month of June, the uncertain outcome of the European referendum will continue to gain traction. While it is difficult to make tactical changes to your portfolio, given the closeness of the current polls, investors need to be mindful that come 24 June, it may be necessary to alter their investment course, but prior to that date, it may be better not to panic.” “Indeed, it may be that bigger global issues such as whether the Federal Reserve will raise interest rates over the summer months, or whether the Chinese economy suffers a hard landing, may have a more damning effect on market sentiment over the coming months.”   Brexit is the market’s current focus and will have a lasting impact on a number of sectors, but it may be that – whatever the outcome – the market shifts its attention a few months after the vote. In many sectors, Brexit may be only one of a number of factors influencing the share price.  50% FTSE 350 Oil & Gas (14.14%) Brexit is the market’s current focus and will have a lasting impact on a number of sectors 60% FTSE 350 Consumer Goods (7.60%) over the potential impact on the domestic housing market, already softening as international capital has stayed away. They may fall further in the event of a vote to exit, but stand to gain significantly if things go the other way. Guy Monson, chief investment of Sarasin & Partners, says: “Worries over housing market turmoil, falling commercial investment and regulatory uncertainty (would) subside. Housebuilders and the retail and leisure sectors would stand as potential domestic beneficiaries.” FTSE 350 Mining (26.33%) trade with markets around the world based on the general rules of the World Trade Organisation (WTO), but this allows for discrimination against foreign services for prudential reasons. Currency would be an important consideration for the UK’s exporters. Most analysts expect a significant currency devaluation should Britain choose to leave, although currencies are unpredictable and a relief rally for sterling is plausible in either eventuality. Flanders says: “Manufacturers should benefit at the margin from the weaker currency. But uncertainty about the post-Brexit trading relationship will loom large for them too and skills shortages could be a negative for some companies if inward migration falls.” Although they would not be in the front line, there may be a longer-term hit for manufacturers. PERFORMANCE OF INDICES YEAR-TO-DATE Source: FE Analytics 5