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“ This is your money that you worked hard for , so it makes sense to know how much you have , where it is invested and whether it could work harder for you ”
their lifetime . In normal years , about 10 per cent of people switch jobs . This year it is going to be a lot higher and the introduction of auto enrolment in 2012 means most of these will come with a new pension . Many people leave pensions behind at old providers for years . Bringing them together is a much better idea , but can be a tedious and sometimes near-impossible task , involving reams of paper , forgotten passwords and agonising conversations with call-centre staff .
Your money Despite these challenges , Adrian Lowcock , head of personal investing at Willis Owen , says keeping on top of old pensions and consolidating them is vital if you want to maximise long-term returns . “ This is your money that you worked hard for , so it makes sense to know
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