Trustnet Magazine 63 June 2020 | Page 23

Your portfolio 22 / 23 “This is your money that you worked hard for, so it makes sense to know how much you have, where it is invested and whether it could work harder for you” their lifetime. In normal years, about 10 per cent of people switch jobs. This year it is going to be a lot higher and the introduction of auto enrolment in 2012 means most of these will come with a new pension. Many people leave pensions behind at old providers for years. Bringing them together is a much better idea, but can be a tedious and sometimes near-impossible task, involving reams of paper, forgotten passwords and agonising conversations with call-centre staff. Your money Despite these challenges, Adrian Lowcock, head of personal investing at Willis Owen, says keeping on top of old pensions and consolidating them is vital if you want to maximise long-term returns. “This is your money that you worked hard for, so it makes sense to know trustnet.com