Trustnet Magazine 61 April 2020 | Page 22

Your portfolio 22 / 23 SCOTTISH AMERICAN INVESTMENT COMPANY “When we don’t know what’s going to happen, everything we do becomes governed by the fear centres in our brain and we revert to behaving in a way that we have evolved to” SAINTS HAS GROWN ITS DIVIDEND EVERY YEAR FOR THE LAST 39 YEARS. Biology takes over Psychologist Natasha Tiwari notes that, in extreme scenarios, biological urges can overtake people’s ability to think rationally. “When people panic sell stocks, they’re trying to liquidate and build IMPACT ON £10K INVESTMENT OF MISSING MSCI WORLD’S BEST DAYS OVER 20YRS THE POWER TO KEEP GENERATING AN INCOME. 35,000 £25,506 Return 25,000 £20,152 20,000 £16,473 15,000 £13,850 £11,734 10,000 Please remember that changing stock market conditions and currency exchange rates will affect the value of your investment in the fund and any income from it. The level of income is not guaranteed and you may not get back the amount invested. 5,000 For an investment that’s built to deliver a dependable income stream, call 0800 917 2112 or visit www.saints-it.com A Key Information Document is available by contacting us. £32,535 30,000 SAINTS (The Scottish American Investment Company) aims to build up investment capital and generate an income that grows faster than infl ation. It focuses on three areas – growth, income and dependability. Our analysis centres on the sustainability and long-term growth of a fi rm’s cash fl ow. This naturally leads SAINTS to invest in high quality global companies with strong balance sheets. The desired outcome is a dependable and growing income stream alongside the prospect of capital growth. It’s a solution that could be well suited to investors enjoying a long and happy retirement. cash reserves. However, beneath the surface, they’re being ruled by fear. When we don’t know what’s going to happen, everything we do becomes governed by the fear centres in our brain and we revert to behaving in a way that we have evolved to. 0 Long-term investment partners Your call may be recorded for training or monitoring purposes. Issued and approved by Baillie Gifford & Co Limited, whose registered address is at Calton Square, 1 Greenside Row, Edinburgh, EH1 3AN, United Kingdom. Baillie Gifford & Co Limited is the authorised Alternative Investment Fund Manager and Company Secretary of the Company. Baillie Gifford & Co Limited is authorised and regulated by the Financial Conduct Authority (FCA). The investment trusts managed by Baillie Gifford & Co Limited are listed UK companies and are not authorised and regulated by the Financial Conduct Authority. Stayed invested Missed 5 best days Missed 10 best days Missed 15 best days Missed 20 best days Missed 25 best days Source: Quilter Investors. Based on an initial £10,000 investment into the MSCI World index from 31 December 1999 to 31 December 2019. Gross return in pounds sterling. trustnet.com