Trustnet Magazine 55 October 2019 | Page 24

Your portfolio 24 / 25 SCOTTISH THE MORTGAGE MONKS INVESTMENT INVESTMENT TRUST TRUST MONKS HAS OVER £1.9BN IN NET ASSETS UNDER MANAGEMENT, WHILE ITS ONGOING CHARGE IS A MODEST 0.50%*. THE MAINSTAY OF YOUR PORTFOLIO. Monks Investment Trust, we believe, could be a core investment for anyone seeking long term growth. It is managed according to Baillie Giff ord’s £39bn Global Alpha strategy. As a result, Monks takes a highly active approach to investment and its portfolio looks nothing like the index. The managers group their holdings into four diff erent growth categories. This allows for excellent diversifi cation and off ers the chance to unearth some of the more interesting companies listed on global stock markets. Over the last fi ve years the Monks Investment Trust has delivered a total return of 143.7% compared to 112.7% for the sector**. Standardised past performance to 30 June** 2015 2016 2017 2018 2019 Monks Investment Trust 10.4% 3.2% 59.9% 22.1% 9.5% AIC Global Sector Average 15.4% 5.6% 39.1% 20.6% 4.6% Past performance is not a guide to future returns. Please remember that changing stock market conditions and currency exchange rates will aff ect the value of the investment in the fund and any income from it. Investors may not get back the amount invested. If in doubt, please seek fi nancial advice. If you’re pursuing growth why not get on board? Call 0800 917 2112 or visit www.monksinvestmenttrust.co.uk A Key Information Document is available by contacting us. Long-term investment partners *Ongoing charges as at 30.04.19 calculated in accordance with AIC recommendations. Excludes transaction costs, costs of borrowing money to invest and the ongoing costs of any underlying investment funds within the Trust’s portfolio. Details of these costs can be found in the Key Information Document. **Source: Morningstar, share price, total return as at 30.06.19. All other data as at 30.06.19. Your call may be recorded for training or monitoring purposes. Issued and approved by Baillie Gifford & Co Limited, whose registered address is at Calton Square, 1 Greenside Row, Edinburgh, EH1 3AN, United Kingdom. Baillie Gifford & Co Limited is the authorised Alternative Investment Fund Manager and Company Secretary of the Company. Baillie Gifford & Co Limited is authorised and regulated by the Financial Conduct Authority (FCA). The investment trusts managed by Baillie Gifford & Co Limited are listed UK companies and are not authorised and regulated by the Financial Conduct Authority. even be benefiting from percentage fees that are below cost,” he says. “Financial planning, intermediation and ongoing portfolio management all carry costs that are largely independent of size (except for liabilities associated with the advice), yet the ‘value’ they provide to the client is largely a function of size. The latter is the reason value-based fees dominate.” Fowler says lower costs are not the only benefit to investors of flat- fee advice – another problem with percentage-based models arises through the differing agendas of the adviser and the client. For example, he says it is in the interests of their business to hoard money when individuals may prefer to spend or gift. Rebecca Aldridge, managing director of Balance: Wealth Planning, says set fees also allow financial “Financial planning, intermediation and ongoing portfolio management all carry costs that are largely independent of size” trustnet.com