Editor’s letter
Issue 55 / October 2019
W
Technology to take control of your finances
OUTCASTS
The top-performing
sector on a 20% discount
THERE’S AN APP FOR THAT
The best fintech apps for
investors
SET & MATCH
How set fees can slash
the cost of advice
Fund, Pension, Trust / Sector Profile / Stockpicker / What I Bought Last
ISSUE 55
CREDITS
FE TRUSTNET MAGAZINE IS
PUBLISHED BY THE TEAM
BEHIND FE TRUSTNET IN
SOHO, LONDON
inston
Churchill
once said,
“give us the tools and
we will finish the
job”, but such is the
array of technology
now available to
investors, many
won’t know where
to start. As a result,
this month’s cover
story sees Pádraig
Floyd look at the
tools you can use to
take control of every
area of your finances.
Staying on this
theme, Daniel Lanyon
examines three of
the best fintech
apps for investors,
while I weigh up the
advantages of paying
for financial advice
with a one-off flat fee.
This month’s sector
focus falls on IT
Private Equity as Adam
Lewis attempts to
find out why this top-
performing sector is
trading at a discount of
more than 20 per cent.
In our regular
columns, 7IM’s Tony
Lawrence reveals
which fund he is using
to access emerging market debt and
Polar Capital UK
Value Opportunities’
George Godber and
Georgina Hamilton
name three companies
using technological
innovation to gain a
competitive edge in
unexpected areas of
the small-cap market.
Finally, John Blowers
returns to one of the
Fund, pension, trust The silent revolution
earliest examples of UK
fintech, as he asks if
investors should switch
out of Hargreaves
Lansdown now the
platform has cut exit
charges.
Enjoy reading,
Anthony Luzio
Editor
WEBSITE: www.trustnet.com
EMAIL: editorial@financialex-
press.net
CONTACTS:
Anthony Luzio
Editor
T: 0207 534 7652
Contents
Royal London Global Equity
Diversified, First State Greater
China Growth and Fidelity Japan
find themselves under the
spotlight this month
Javier Otero
Art direction & design
W: www.feedingcrows.co.uk
Editorial
Gary Jackson
Editor (FE Trustnet)
T: 0207 534 7680
Rob Langston
News editor
T: 0207 534 7696
Eve Maddock-Jones
Reporter
T: 0207 534 7676
Sales
Richard Fletcher
Head of publishing sales
T: 0207 534 7662
Richard Casemore
Account manager
T: 0207 534 7669
Constance Candler
Account manager
T: 0207 534 7668
Photos supplied by iStock
Cover illustration: Javier Otero
P. 30-35
54
Tools of the trade
Pádraig Floyd looks at the
technology available to help
savers take control of their
finances
P. 4-11
Insuring Asia
Charles Plowden, manager
of Monks Investment Trust,
explains why Asia’s life
insurance giants are well-placed
to reap the rewards of an
expanding middle class
P. 12-17
There’s an app for that
Daniel Lanyon takes a closer 18
look at three of the best
fintech apps for investors
P. 18-21
Set & match
A set rate seems to offer
the best value when
paying for financial advice,
so why do so many
investors persist with
ongoing charges?
Anthony Luzio finds out
P. 22-29
Outcasts
Despite powerful performance
over the past decade, the IT
Private Equity sector is on a
discount of more than 20 per
cent. Adam Lewis finds out why
P. 36-43
Data hub
In numbers: The unstoppable
rise of fintech
Polar Capital UK Value
Opportunities’ George Godber
and Georgina Hamilton name
three small-cap stocks using
technological innovation to gain
a competitive edge
P. 54-55
What I bought last
7IM’s Tony Lawrence names
the fund he is using to gain
exposure to emerging market
debt
P. 56-57
18
P. 44-45
Should I stay or should I go?
John Blowers asks if Hargreaves
Lansdown clients should switch
platforms after it cut exit fees
P. 46-53
22