Trustnet Magazine 50 April 2019 | Página 4

Cover Story 4 / 5 [ ADMITTING DEFEAT ] Danielle Levy finds out when it is time to accept you got it wrong and sell out of an investment Admitting defeat A dmitting defeat when a stock, fund or other asset hasn’t performed in line with your expectations is one of the toughest challenges that any investor will face. Investments can disappoint for a whole range of reasons and this means that each case must be assessed in isolation. For example, an investor will need to ask themselves if the reason it has not panned out is as a result of a company or fund-specific reason, external factors that are unforeseen or out of their control, or simply a misjudgment on their part. It doesn’t get easier Even armed with years of experience, selling out at the right time is something that professional investors continue to struggle with. For example, a recent research paper analysed the daily trades of institutional fund managers between 2000 and 2016 and found that far more time was devoted to buying investments than selling. FE TRUSTNET With this in mind, authors Klakow Akepanidtaworn, Rick Di Mascio, Alex Imas and Lawrence Schmidt concluded that professional investors displayed skill when buying into investments, but made poor decisions when it came to selling – and this ultimately compromised their overall performance. Let it go It goes to show that it is not only vital to time your buying decisions well, but also to recognise when you should “cut your losers”. “Psychologically, it is very difficult to do this,” explains Andrew Wilson, chief investment officer at Lockhart Capital Management. “Many Investments can disappoint for a range of reasons and this means that each case must be assessed in isolation trustnet.com