Planning
for retirement
8
Fraud: A word of caution
9
Why are pensions suddenly interesting?
10
Living longer
11
Reduction in support from government
and employers
12
Pressure to make your own provision
13
Low interest rates
14
Why invest rather than save?
15
A look at history
16
“Compounding: The 8th Wonder of the World” -
“View your retirement plan
like a farmer views his crops.
You’ll need to plant enough
seeds and grow them, for
these crops will need to be
harvested and provide for
your autumn years.”
Albert Einstein
17
Why risk can be your friend
18
Volatility explained
19
Types of pensions
20
Defined benefit/final salary pensions
21
Defined contribution/company pensions
22
Auto-enrolment and workplace pensions
23
Stakeholder pensions
24
Self Invested Personal Pensions (SIPP)
25
The state pension
26
Aggregating your existing pensions
27
Limits to your pension
28
What to do sections: 20s & 30s, 40s, 50s and 60s
32
Your retirement plan
33
Target date funds
34
Online tools to assist you
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