MODULENINE
PAGE 174
LESSON 1
BIBLICAL GUIDELINES ABOUT EARNING AND USING MONEY
God gives us many guiding principles in His word to help us understand the value of money
and how we can use money in a God-honoring way. God is eager to bless us financially as we
become obedient to Him in using our money. He actually instructs us to be good workers so
that we can earn money to meet our needs. Each person has a particular mix of talents,
strengths, experiences and opportunities that together, control their ability to earn money.
Our skill set opens up certain opportunities for us and our work ethic keeps those
opportunities open and profitable. As we earn money, we have the responsibility to make
choices about how to use that money. Do we have bills or debts that need to be paid? Do we
have products or services that we want or need to purchase? Are there organizations or
causes we feel compelled to support financially? Do we need to put some of our earnings
aside towards some long term goals we have made, such as going to college or buying a car?
Do we need to set some aside in case something unexpected happens?
You've probably heard the expression, "...with great power comes great responsibility..."
This holds true for buying power also. The more you earn, or the greater your potential to
earn, the more choices you have to make about your money. The Bible teaches us that we
can ask God for wisdom to make good decisions in all areas of our lives, including what to do
with money.
There is a popular formula, that is widely accepted as a smart way to a plan out where your
money goes. This is called the 50/30/20 rule, and it says:
50% o