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3. Should I stay on my parents’ Car Insurance plan? I f y o u ’r e t h e c a r y o u a r e d r i v i n g i s t h e p r o p e r t y o f y o u r p a r e n t s , t h e r e i s a n o p t i o n y o u c a n t a ke t h e i r i n s u r a n c e p o l i c y b u t s t i l l i n c a s e y o u h a v e t o a s k t h e i n s u r e r, s o t h i s w a y y o u c a n FABRIKAM k n o RESIDENCES w that for what you are covered? There possibly an additional fee for adding you to the plan .