Security and Risk Complaints Online on 15 Tips to Avoid Credit Card Fraud
A person that has been a victim of fraudsters could mean that he or she is not fully protected by his or her bank . We suggest that you must know some steps involved in avoiding credit and debit card fraud to protect your pin numbers , card information , and other private information . Following are some simple tips that could help you keep the thieves at bay .
Use a paper shredder After reviewing your receipts and bank statements , shred them right away . Use different pin codes If you have a few cards , don ' t use the same pin code on every card . Don ' t use personal details as passwords or pins
This kind of information was easy to guess , so don ' t use your birth date or the first 4-5 numbers of your phone number as your password or pin code .
Don ' t save passwords on your desktop Never allow your computer to save your passwords . Beware of spying eyes
When you are going to withdraw some money at a cash machine in public , be wary of your surroundings and cover up your pin number when typing .
Avoid talking to your bank in public
Always make sure that you ' re alone when talking to them and see to it that no one is overhearing your conversation with them . As much as possible don ' t make phone calls to your bank in a public place .
Be extra careful on your surroundings If you ' re in a public place such as an internet cafe when doing online banking , be vigilant on your surroundings . Install anti-virus software
Your personal computer , as well as your mobile devices , needs anti-virus software to stay away from malicious threats . Don ' t also forget to keep your software updated .
Don ' t be afraid to confront callers
There were a lot of phone scams today , so when someone calls you and claiming they were representatives from your trusted bank , don ' t be afraid to ask questions such as why they were calling and such . Or you could also look for the bank ' s number on their official website and call them on that number to confirm such calls .
Lock your phone
Set a password on your phone and lock it every time you ’ re not using it , especially if you have a banking app on your mobile device . This way , no one could access your private information .