THERE IS A HELL! - - - IT IS CALLED RETAIL ARE YOU AFRAID OF LOSING YOUR JOB? | Page 9

ARE YOU AFRAID OF LOSING YOUR JOB? We actually submitted bids on two different (expensive) homes and narrowly lost out in each case to other bidders. Back then we were devastated – we really had our minds set on those two places. Later we’re incredibly relieved that it never came through. Until my return to the U.K. I still have this small bungalow in Kenya which costs me next to nothing and looking back I can see how much of an advantage that has been for the both me (as for both of us when my wife was alive). Now back in the U.K. I also invested in a small bungalow, low budget and no frills like large gardens, extra rooms etc. Obviously this applies not only to your mortgage or rent but to all fixed expenses. Rent/mortgage just happens to be the largest fixed expense most of us have. Leaving lots of breathing room in my economy has brought me some huge advantages: 1: Freedom to leave a bad job When a job doesn’t make me happy, I can quit without worrying about the money. I’ve done it four occasions, Lotte twice. It’s not that we’ve quit at the fist sign of trouble – we have always tried to make it work. But when we’ve realized that a particular job wasn’t going to make us happy, we’ve had the freedom to say “Sayonara” without first finding a new job. 2: Freedom to take a chance In the U.K. start-up I’ve been running the past eight years I’ve been able to take some chances and focus more on building a happy, contented life style. 3: Freedom to do what I enjoy I can decide to do stuff that lets me learn, meet interesting people or plain have fun but may no Ё