TheBeyondWoman Magazine Issue#2 | Page 26

Let’s Insu L ife insurance is never an easy topic; however, there is no denying the financial loss or stress that can occur when someone dies or become seriously ill. The truth is, dying suddenly... due to an accident or unexpected illness or even natural causes can happen to anyone at any time. So while most of us do not like the idea of discussing life insurance, its benefits certainly have an important place in one’s overall financial planning. When you sit down with an expert who has your best interests in mind, you may find that life insurance is something you not only need, but truly want, to protect your family, dependents, business and legacy. SO, WHY LIFE INSURANCE? Ultimately, it provides peace of mind, plain and simple. No amount of money can ever replace a person. But more than anything, life insurance can help provide protection for the uncertainties in life. Life has risks – there is critical illness, loss of income, death, all of which can create significant financial burden. Why not manage that risk by transferring the financial burden to a life insurance company? Throughout our lives most of us work very hard to take care of our spouse, partner, children, and family members. It’s just as important to consider providing financial support for the future living costs of surviving dependents. Life insurance helps your loved ones as it can replace your income, after you’re gone. It also provides tax-free cash to pay estate and death related expenses, taxes and fees. Nothing can replace you, but planning ahead with life insurance extends your love and support for loved ones long after you are physically able to. 26 26