Page 4 theview . com October 2017
Rates and Accidents
By David B . Peel , Special to THE VIEW 38002
Will my rates go up if I report my accident ?
If you were NOT at fault , then no .
As a matter of fact , if you are in a crash caused by another driver , you are required to report it to your own company .
Here ’ s why . Let ’ s say the at fault driver causes you to have $ 60,000 in medical bills . If the negligent driver has state minimum insurance of
$ 25,000 per person , he is underinsured .
If you have good underinsured coverage , say $ 100,000 per person , your policy essentially insures the at fault driver .
But you must alert them to an accident in a timely fashion . This is true whether you were a driver , passenger or even a pedestrian .
Further , you likely carry medical payments coverage as part of your auto policy . Often $ 5,000 is available . And again , as this is a Not at fault
Put the Phone Down !
The Answer to Productivity in The Workplace : Part2 By Tony Jackson , Special to THE VIEW 38002 business
accident , rates are not to rise if used .
But , even if the law was different , and rates were even guaranteed to rise — or even double — it would never be close to the additional $ 75,000 tax free available in the above example .
But the law in Tennessee protects you from rate increases because you use uninsured / underinsured motorists coverage .
In short : report your injuries to your own insurance .
H . Saga / Port Alliance Recognized for Growth Special to THE VIEW 38002
The Memphis Business Journal ( MBJ ) named H . Saga / Port Alliance , an integrated trade and logistics solutions platform with offices in Arlington , as one of Memphis ’ fastestgrowing companies at this year ’ s MBJ Pacesetters Awards held last month .
H . Saga / Port Alliance ’ s impressive growth of 12,775.3 % in revenue over a three ( 3 ) year period is nothing short of stellar . H . Saga / Port Alliance provides its customers with “ one-stop ” international supply chain solutions , serving as a hub for a wide variety of businesses , small and large , local and international , to achieve global success .
Founded in 2004 by President Lance Lin , Port Alliance has provided customers with international supply chain capabilities through an integrated trade and logistics solutions platform . Key service categories include raw material sourcing , factory sourcing , trading & financing , transportation management , customs & risk management , and hub & distribution management .
The Memphis Business Journal ’ s Pacesetters Awards , now in its third year , honors the fastestgrowing private companies in the Mid-South .
For more information on H . Saga / Port Alliance , go to www . portalliance . com .
We left off last month ’ s conversation with the question “ Is the use of social media in the workplace killing productivity ? Is it the new normal , and how do we fix this ?”
For some companies , it is in fact hurting productivity and affecting the bottom-line profit . I was banging my head against the wall trying to come to a solution for how to fix it and turn negatives into positive , and then a lightbulb went off .
How about we leverage the usage of their pages to benefit the company . Now all businesses may not be able to do this , but say you ’ re a small boutique that sells high end gifts and apparel . You could allow your employees to post specials for you , or even go Live in the office or business to push a certain item or message .
Did you know that live video is more appealing to brand audiences : 80 % would rather watch live video from a brand than read a blog , and 82 % prefer live video from a brand to social posts ?
I encourage all employers to try to find ways to add social media to your marketing plan . The truth is , in today ’ s world they are going to access it anyway , and since that ’ s the case use it for good .
I am brainstorming now how to turn my team into my cheerleaders on Social media . I think all business owners should at least think through this process . Let ’ s talk . I would love to hear your ideas , and I will share mine . Contact me at TmjArlington @ gmail . com , or at Arlington Computers 901-867-9262 .
Advertising in The View 38002 makes good business sense . To learn more about increasing your business by adding print media to your marketing plans , contact Iggy Collazo , Advertising Director , at ads @ theview38002 . com or 901-848-4092