The View 38002 December 2016- January 2017 | Page 4

Page 4 theview .com December 2016 / January 2017 RIBBON CUTTINGS HSaga—Port Alliance Bob Wilson and HSaga-Port Alliance Companies hosted an Open House after cutting the ribbon on their newly renovated facility at 12029 Mott Street in Arlington, TN on Thursday December 8. www.sagaintl.com and www.alliancesrvcs.com Wellness Walk-In Clinic A ribbon cutting ceremony was held for Wellness Walk-In Clinic, 9160 Hwy 64, Lakeland TN. www.wellnesswalkinclinics.com Starbucks Store General Manager, Courtney Johnson, staff, community members, and Lakeland representatives held a ribbon cutting ceremony at the new Starbucks on Hwy 64 at Fletcher Trace Parkway. Know Your Insurance Limits By David B. Peel Most people are surprised to learn that Tennessee has still not increased its requirement of a driver to carry just 25,000 per person on their car liability limits. You quickly can spend $25,000 at any local emergency room if you are hurt. I can tell you that a life flight from the scene of a rural accident into town is even more than this. Why hasn't the legislature updated the $25,000 roof to keep up with inflation and skyrocketing medical costs? The truth of the matter is the government doesn't fix anything unless there is an incentive to do it or an outcry to cause it to occur. For instance, the federal government has never updated the Social Security burial benefit, which is a staggeringly low $255. That barely pays for the flowers on the casket let alone a burial. But back in pre-World War II days, that might've been pretty generous. Likewise the Tennessee legislature, which we call the General Assembly, has never taken the protection of drivers on the road as seriously as those of us who work in this business do. We know that $25,000 per person and $50,000 per accident is a drop in the bucket against current medical costs. All in all, the legislature is going to be 20 years late to any party it attends. They should set the liability limit where it should be, a minimum of $100,000 per person. But don't wait for the government to tell you to buy high limits. Always carry as much as you can afford, and I recommend at least 100,000 per person and uninsured motorist. If you can afford more, buy more. After all, it's the uninsured drivers that cause more accidents than those of us who carry higher limits.