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[ I N - D E P T H technology, followed by increased efficiency and automation, strategy selection and risk management. However, there is a false percep- tion can sometimes be that AI and ML are relatively new to institu- tional trading; the truth is that both buy- and sell-side organisations have been exploring, developing and implementing such technolo- gies for many years now. “The key takeaway from all of this is that most capital market par- ticipants are bullish on the use of AI and big data in the near future. It is high on the change agenda at most firms, with the main use case being around the investment process, but also in trade execution and operations,” the research from TABB Group concluded. As with most technology trends though, hyperbole has a way of dominating the discussion. Similar- ly to the way blockchain exploded into the financial markets’ con- sciousness in 2016, AI and ML have become industry buzzwords, or at the very least a misleading shorthand, that risks overstating practical applications. Ian McWilliams, investment | A R T I F I C I A L analyst at Aberdeen Asset Manage- ment, detailed how the under- standing of what ML technologies are capable of is being distorted by a lack of understanding and exag- geration, during a panel discussion at TradeTech FX Europe at the end of last year. “I joke that when you are adver- tising externally you say AI, but in- side you say machine learning and actually you are just doing logistic regression and things like that,” he said. “I don’t think that’s disingen- uous, maybe it’s a bit of hyperbole, but it’s not wrong in terms of definitions, because when we talk about machine learning it really is anything where you are getting an algorithm to learn from data.” “We’re taking a lot of market signals and sentiment signals, forecasting what markets are going to do in the future and using those to build trading strategies.” McWilliams explained that the hype around elements of ML such as deep learning, image recognition and natural language processing (NLP) are distorting expectations around what are essentially tools to better model data for trading strategy decisions, particularly when it comes to conversations with fund managers. “The interesting thing we need to think about as an industry and maybe where attitudes need to change is around interpretability of the models, which is a big ques- tion in a lot of areas, not just finance,” he said. “Whenever we come out with a trade a question we get asked by the traditional fund managers is ‘Why is it making that trade?’ and they gener- ally expect a very causal, A to B explanation, but that often defeats the point of these very complex I N T E L L I G E N C E ] algorithms. The middle ground is not good enough to just say that the algorithm says to do it, so we are doing it, but there needs to be more conversation between the quant people and more traditional people to understand there is a trade-off there.” Beyond the middle-office As asset managers continue to experiment with AI and ML, the goal has always been to automate manual and often repetitive tasks for greater efficiency and cost savings, freeing up time for traders to focus on more pressing tasks or complex order flow. But, accord- ing to market participants and technologists, the use of AI and ML elements are now permeating into more intricate parts of the business. AI and ML are beginning to show value when it comes to pricing and seeking liquidity, chal- lenges that are often highlighted by buy-side traders in the current market conditions. “The simple trade automation, the idea of creating rules to take some of the more liquid or easier to trade orders off the books, makes Issue 60 // TheTradeNews.com // 65