The Smart Money Guide v1 | Page 6

The difference between the right answers and the wrong answers is financial success and constantly being broke .
My Primary Financial Objective is to Save money for retirement . Save money to start a business . Buy whatever I want .
When it Comes to Budgeting my Money I spend it all . I take pride in following my budget closely . I don ' t have a budget and wouldn ' t know how to start making one .
Do you Save Money ? Yes or No
Do You Invest Money ? Yes or No
Credit Cards Do you have an outstanding balance ? Do you make a minimum monthly payment or more than ?
Financial Emergency I ’ d borrow the money from somewhere . I never have enough money left over to save for emergencies . I ' ve saved enough for almost any emergency .
Do You Keep Financial Receipts ? Yes or No
Do you Know Where Your Money Goes ? Yes or No

The difference between the right answers and the wrong answers is financial success and constantly being broke .