If All Else Fails
“Live on less than you earn so you can have a surplus to get you
out of debt and invest in assets that appreciate.” Blaine Harris
Self-Discipline wins the financial day.
“The primary reason for financial problems in life is lack of self-discipline,
se lf-mastery, and self-control. It is the inability to delay gratification in the
short term. It is the tendency for people to spend everything they earn and
a little more besides, usually supplemented by loans and credit card debt”.
“When creating a plan, look at both the short-term and long-term dreams
you have. While a budget is part of the plan, the purpose isn't to prevent
you from spending any money. Instead, having financial discipline allows
you to make sure you have money for what's most important to you”.