The Silicon Review - Best Business Review Magazine 50 Most Trustworthy Companies 2019 | Page 86

An Interview with Kristjan Novitski, Cash On Go Ltd Founder: ‘Our Mission is to Provide UK Customers Easy to Use Financial Services that Help Them Through their Real Life Unexpected Situations and Cash Management Needs’ “We’re a FinTech company aiming to pioneer the modern financial world.” B ank leader, by and large, saw the arrival of financial technology companies as a challenge. Lately, though, they’ve started to see things differently. Traditional bankers are becoming increasingly open to the idea of collaborating with FinTechs of all types, with an eye towards improving their own firms’ offerings and accelerating growth. The timing is right. As the lending FinTech world enters a more mature phase, FinTech leaders are also looking beyond their own organizational boundaries for new ways to better the odds of their companies’ long-term survival and success. In light of the foregoing, we’re thrilled to present Cash On Go Ltd. The company’s line of business includes Federal Government and federally-sponsored credit agencies primarily engaged in guaranteeing, insuring, or making loans. Cash On Go was incorporated in 2010 and is headquartered in London. “ Kristjan Novitski, Cash On Go Ltd Founder, spoke exclusively to The Silicon Review. Below is an excerpt. A company’s behavior is as important as its economic performance or the quality of its products. How do you interpret this saying? I believe it’s true. Our company is built on a 3E strategy – Expectations, Exceeding, Experience – this is what echoes through every aspect of our activities and services. Honesty and personal approach is what makes us successful. We have always been open and honest with our customers and with each other. We are a positively competitive and very result-oriented small team. Each member of the team feels that their work matters and what they do is constantly offering new personal challenges and developments. How could we be the best for our customers, if we were not offering a positive and motivating environment for our employees? Our vision is to be a financial services company that is leading and profitable without compromising our core values. ” Building a culture of sustainability inside an organization is very important to maintain a reputation in the global market. How is it true for your company? Our team is the heart of our business–it is what everything is built around. We owe every piece of the success that Cash On Go has had recently to the people that have stood beside it through the turbulences in the industry and difficult times that we have had. Our culture is built around caring, ownership, and joy. Everyone in our team is passionate as well as concerned about the wellbeing of the business. We care about our customers, partners, and each other. At the same time, we focus on ideas and expect high output; we get energy from the work-related challenges and are nourished by a balanced life. My role as the leader is to make sure that we have a destination and we are constantly progressing towards that destination. What challenges did you face in your initial years? What can your peers learn from it? It hasn’t been always easy and smooth with Cash On Go. With the first brand Peachy.co.uk we started off with a “big bang”; we grew by leaps and bounds. In four years, we were standing among the top seven best-known