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college: financial literacy
Many would say that Lerry’s fancy trip was a waste of potential tuition for the next person and immediately deemed the twenty-two-year-old stupid and even “retarded”. He had his reasons, but here’s an article on financial literacy anyways. This won’t be the first article written about your college budget and it won’t be the last. Fact of the matter is that college kids are notorious for owing an unbelievable amount of debt. Like I already mentioned, money and college kids come together to make the century’s greatest joke. This comes from the bad choices that university students take out a whole bunch of loans and then give into their bad habits when spending their college money. There are already a bunch of preexisting tips when it comes to financially surviving college. A google search will lure you into a rabbit hole of budgeting advices. So to summarize my research, all you have to do is create a budget and stick to it.
We already know that certain majors require more time and money, so it shouldn’t come off as a surprise that certain undergrads will graduate with a greater amount of debt. People are often quick to bash psychology majors for its lack of job offerings after graduation, now here’s another thing to hate the major for—its student loan. Psychology majors are among the top few with the heaviest debt. The New York Times listed “drama, music, religion, and anthropology” as the majors paying the most debt even after six long years of doing it. Economics majors are unsurprising navigating smoothly in the world of finance and med students are doing well off in their debt.
To function as a decent human being while going to college, you need to realize the difference between your wants and needs are. We need to stay in our lane in regards to what we can and can’t afford. No wonder our early adulthood is a time to recover from our identity crisis during adolescence, it’s because we’re forced to choose what is more important to us in life. And I’m not being soppy and talking about between material things and loved ones. I’m referring to all the times that you will choose to save two hundred for a book instead of blowing it on a club night. So remember kids, buy cheap books and swim well with your debt.