The Real Estate Browser Volume 8, Issue 17 | Page 27

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Volume 8 Number 17 – Say you saw it in The Real Estate Browser of Lynchburg — 27
season. After the holidays, look for deep
sales on wrapping paper and greeting
cards to save for next year’s celebrations.
• Spend differently. New ways to pay
for items can make the task of budgeting
organized and straightforward. Check
out specialty e-retailers like Purchasing
Power, which is offered by many employ-
ers as a voluntary benefit, and gives
workers an opportunity to shop for thou-
sands of brand name products they need
now, for which they can make manage-
able payments over time through payroll
deduction. With no credit checks, hidden
fees or interest, it’s a service you may find
gives you more flexibility over a tradi-
tionally expensive season.
“It’s not always possible to pay for
big ticket items in-full when you need
them, whether you’re buying a tablet
for your teenager for the holidays or a
family vacation package next summer,”
says Elizabeth Halkos, Chief Operating
Officer for Purchasing Power, LLC. “We
created this solution to empower peo-
ple to budget more wisely, and buy the
things they need, while avoiding penalty
fees and ballooning interest associated
with other payment options.”
Ask your employer if an employee
purchase program and financial well-
ness benefit like PurchasingPower.com is
available to your workforce.
Some additional cost-friendly options
for the holidays:
• Suggest a family gift exchange. Spare
the expense and frustration of trying
to find gifts for each member of your
extended family. Instead, pull names
from a hat and find something special
for just one person. For extra fun, play
“Secret Santa,” keeping gift-giver identi-
ties concealed until the gift exchange.
• Spend time together. In lieu of gifts,
bring everyone together over the holi-
days. Have a board game night or a day
of service, such as serving meals at a
shelter.
• Enjoy the season. There are many
ways to celebrate spending little to no
money. Curl up for a holiday movie mar-
athon, bake cookies or look for free holi-
day concerts in your local area. Shopping
malls and community centers typically
offer a schedule of no-cost holiday enter-
tainment.
For a better financial start in the new
year, spend wisely this holiday season.
Smart budgeting and new payment
options can make it easy.