The Rea Report Fall 2018 | Page 7

C C O R P O R AT I O N C O N V E R S I O N D I S C U S S I O N I S I T W O RT H Y O U R W H I L E ? PASS-THROUGH ENTITY C CORPORATION Tax Rate Top Rate of 37% Flat Rate of 21% Tax Levels 1 Layer of Tax 2 Layers of Tax • Individual tax rates apply • 21% corporate tax rate • Individual capital gain rates on dividends Capital Gains Rates 0%, 15%, 20%, 23.8% - depending on individual level of income No preferential rate, taxed at 21% Owner Payment Options • Single member LLC; tax-free draws once tax is paid on profits • Regular wages, taxable dividends • Partnership; guaranteed payments, tax-free distributions once tax paid on profits • S corps; regular wages, tax-free distributions once tax paid on profits Charitable Contributions 60% limitation on cash at the individual level (formerly 50%) 10% limitation on taxable income at entity level, can carryforward excess to future years Loss Treatment Can offset a loss from one entity with income from another Loss from one entity is contained within that entity and must be carried forward (limited to 80% of taxable income) Qualified Business Income Deduction 20% deduction on Qualified Business Income (limitations apply) N/A Ohio Business Income Deduction Up to a $250K deduction for business income N/A Ohio Business Income Preferential Tax Rate Business income taxed at a 3% rate as opposed to a top rate of 5% on non-business income N/A (Single Member LLC, Partnership, S corporation) However, C corps do not pay an Ohio tax on profit However, C corps do not pay an Ohio tax on profit 7