The Professional Edition 18 | July 2026 July 2026 | Page 22

WEALTH

MOMENTS ARE INVITATIONS

ON THE JOURNEY OF LIFE

By Johan Gouws, Head of PPS Wealth Advisory
Moments in life, good or bad, are like personal invitations. It is our willingness and readiness to accept these invitations that lead us to the opportunities that shape our life journey. This is true for achieving the goals we set for our personal lives, our careers, our health and very importantly also our finances. But it requires that we become more intentional about our life goals and our personal finances, no matter at what stage of life we find ourselves.
When we set off on our personal financial journey during the early stages of our career, there is little guarantee of where it would lead or how things will turn out. This early stage is important for acquiring necessary knowledge and building disciplines around money to secure a solid foundation for future financial planning and wealth creation. Creating a sound financial plan and framework while staying informed and open-minded will put you in a position to respond more flexibly to career opportunities and personal life events that shape the broad direction of your life.
A sound framework alleviates stress and makes life feel less like a gamble, which means you will be able to channel more of your mental, emotional and physical energy towards achieving your life and financial goals. Key moments in life include getting a job, a promotion or an increase, getting engaged, married or divorced, starting a business or practice, having your first child, losing a loved one, a career change or maybe retiring. No matter what
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