The Professional Edition 14 | March 2025 March 2025 | Page 15

compound interest , inflation and asset diversification not only helps us make smarter choices but also enables us to teach these skills to the next generation .
Promoting financial literacy ensures future generations know how to make their money work for them , not just now but long term . This empowerment helps them to build wealth , pursue their dreams and contribute positively to society ( read more about this on p . 26 ).
THE ROLE OF FINANCIAL INSTITUTIONS
PPS Life Solutions stands out by embodying the principle of “ money talks , futures listen ” in meeting the needs of graduate professionals . With more than 80 years of expertise , PPS understands that today ’ s financial choices shape tomorrow ’ s outcomes . This is evident in innovative offerings like the PPS Sickness and Permanent Incapacity benefit , tailored to the unique challenges of professional life .
The PPS Sickness and Permanent Incapacity benefit is distinctive because of its comprehensive nature . Unlike traditional benefits that focus solely on major illnesses or long-term disabilities , this solution also provides support for everyday setbacks that can affect earning potential . For example , if a graduate professional running their

“ The more we understand about managing money , the better equipped we are to make decisions that positively impact the future .

own practice is booked off work by a doctor for seven days or longer due to something as common as a cold or flu , this benefit steps in . It offers financial support during periods of temporary incapacity , ensuring that income disruptions are minimised .
This is just one example of the innovative benefits offered by PPS Life Solutions . Beyond this , PPS provides a range of tailored solutions that reflect its understanding of the unique challenges faced by graduate professionals .
PPS ’ s commitment extends far beyond providing financial protection during graduate professionals ’ careers . At the heart of its operations lies the ethos of mutuality – a commitment to acknowledging its policyholders as members of a unique community of graduate professionals . This mutuality nurtures a sense of shared purpose , where members collectively work to safeguard one another ’ s financial well-being .
A hallmark of this ethos is PPS ’ s Profit-Share model , allocating returns to members ’ notional
Wimpie Mouton
PPS Profit-Share Accounts™ *. Members with qualifying life-risk benefits , such as the PPS Sickness and Permanent Incapacity benefit , share in these annual returns . Over time , allocations accumulate into a substantial amount , accessible upon retirement .
This approach reflects PPS ’ s belief that “ money talks , futures listen ”, reinforcing its dedication to long-term financial security . By sharing success and reinvesting in members ’ futures , PPS builds a foundation for lasting prosperity . This communitydriven model sets PPS Life Solutions apart .
Disclaimer : Kindly note that this does not constitute financial advice the information provided is purely informational . The information , opinions and communication from the PPS Group or any of its subsidiaries , whether written , oral or implied , are expressed in good faith and not intended as financial or investment advice , nor do they constitute an offer or solicitation in any manner .
* Members holding qualifying life-risk products share in the profit and the loss of PPS through the notional PPS Profit- Share Account™ and past performance is not necessarily indicative of future performance .