INSURANCE
The real insurance superpower
By Elvira Wood
Do you have a passion for innovation , adventure or both ? Do you enjoy creating new products , exploring new places , or pushing your limits ? If so , you might have more in common with James Bond and Tony Stark than you think . These fictional characters are not only famous for their thrilling exploits , but also for their high-risk lifestyles that pose unique challenges for their insurance needs .
Whether you are an engineer , a miner , a pilot or an extreme sports enthusiast , you know that your profession or hobby comes with certain risks that could affect your life , your income or your belongings . That is why you need to have the right insurance for your lifestyle in terms of both long- and short-term insurance cover .
Long-term insurance covers your life or your ability to earn an income , such as life insurance , sickness and disability cover while short-term insurance covers your valuable belongings , such as your car , home or gadgets .
But how do you choose and manage your insurance in a way that reflects your true lifestyle and profession , and that does not leave you with any unpleasant surprises when you need to make a claim ? How do you avoid paying exorbitant premiums , being denied claims or even having your policy voided ?
What can we learn form James Bond and Tony Stark , two high-risk – although fictional – individuals about insurance and being honest about one ’ s activities ?
25