This approach has demonstrated its effectiveness as the most reliable means of delivering sustained long-term performance and resilience .
Clients and financial planners who embrace this approach acknowledge the inherent challenges of timing the market and consistently selecting the right funds . The standards in place serve as a valuable reminder to advisers that their core skill set need not revolve around fund selection . Entrusting this aspect to a multi-manager whose long-term interests align harmoniously with those of the client has proven to be an essential component of holistic financial advice .
“ At the heart of the relationship between financial planners and clients lies trust .
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Trust : The cornerstone of financial planning
Disclaimer : This information is for informational purposes only and does not constitute financial advice . Under the Financial Advisory and Intermediary Services Act , advising investors requires a proper risk analysis and thorough examination of a client ’ s financial situation . Any information , opinions , or communications from the PPS Group or its subsidiaries , whether written , oral , or implied , are expressed in good faith and are not intended as investment advice , nor do they constitute an offer or solicitation in any manner .
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The standards provide a framework for clients to understand what to expect from financial planners and formalise the value financial planners should add . This framework encourages consistent behaviour from financial planners and fosters realistic expectations from clients .
Crucially , a financial planner need not possess clairvoyant abilities to predict the future better than the client . Instead , they serve as guides , illuminating the path toward an investment strategy that need not be excessively risky but should safely lead the client to their financial destination .
In conclusion , embracing the advantages of multi-manager strategies in the realm of financial planning can be a game-changer for clients and financial advisers alike . It offers a path to long-term alignment with clients ’ goals and a strategy that harnesses the expertise of professional portfolio managers . At PPS Investments , we understand the true value of mutuality , where success is better shared , we are committed to aligning our interests with those of our members , ensuring that their financial goals remain at the forefront of their financial planning experience .
Raziq Christians
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