The Ponte Vedra Recorder | Page 44

Community News 49 Ponte Vedra Recorder · September 24, 2015 Sunbonnet Sue sparks creativity Bonnie Talley Quilt Lady When I started the Christmas “Nutcracker Ballet” wall hanging in January, 2015, using Sunbonnet Sue as my main character, Emily Cole, a talented quilter in the Ocean Wave Quilters’ Guild, received a jolt to her creativity and started her own Sunbonnet Sue project. Emily has a niece who lives in London. The niece has a little 2½ year old girl named Scarlett Ava Fitzgerald. Since Fitzgerald gives her a Scottish heritage, Emily has dressed Sunbonnet Sue as a Scottish lassie complete in the traditional Fitzgerald plaid costume. Emily has spent the last nine months designing this lassie in many costumes and circumstances to entertain the little one for many years to come. This is truly an heirloom quilt for the Fitzgerald family made for them by their loving Aunt Emily. When I started the Ocean Wave Quilters’ Guild in 2003, Emily Cole was my choice for the first President. She kept the group going and helped to get many Hospice quilts made those first years. The Guild has 40 members now. They have made hundreds of Hospice quilts in the past twelve years. Their efforts for making the Heart Pil- lows for Hospice every Valentine’s Day at the “Work Your Heart Out Day” at The Plantation, have been phenomenal. They have distributed thousands of these pillows to the Hospice Centers of North Florida. Anyone wishing to help with these worthy projects should attend an Ocean Wave Quilters Guild meeting the 2nd Friday of any month at 10:00 0 12:00 at the Players Community Center on Landrum Lane off Hwy 210 behind the Shell station. Ones of you who are working on the Sunbonnet Sue Christmas project should be encouraged to finish the “Nutcracker Ballet” wall hanging before Christmas. I, for one am taking my project with me on a trip. I shall work on it while traveling. I love to have handwork to do while sitting on a plane or a bus. I meet so many people while doing this. Most ladies can’t resist walking up to me to ask, “What are you making?” This opens the conversation and usually ends up with my encouraging them to take up quilting as a great past time. Several times I have met quilters on cruises who would join me on deck in the afternoon during our days at sea. Quilters are known for their friendliness and love of helping others to learn their art. Quilting is not known as a craft anymore. It is truly an art form. When you see the excellent quilts that are to be exhibited at “Quilt Fest” in Jacksonville beginning Sept. 24th through Sept. 27th at the Prime F. Osborn III Convention Center at 1000 Water St., 9:00 – 5:00, you will agree with me on this point. Hope to see you there! Happy quilting! Do you have a non-financial retirement plan? There are two trends I have noticed that significantly impact retirement planning. First, people are retiring on average at around age 60 versus our parents who retired at about age 65. Second, people are living about 10 years longer, on average, than people did 25 years or so ago. The combination of these two trends results in a retirement period that is 25-3035 years long versus 10 years a couple decades ago. This has created a financial challenge of immense proportions for many people but it also creates a personal challenge that often is overlooked. Planning for retirement is more than just making sure Ric Schilling the finances work; it also Guest Columnist means planning for an extended period of time not consumed by work. Whether we like it or not, work consumes a majority of our waking hours during the bulk of our adult lives so we have limited time in which to do other things. When work stops, we feel a sense of relief that the burden of work has been lifted, but … at the same time, many may experience a sense of being lost because we no longer have the structure and time commitment that work required. Having a few days away from work is a blessing; never working again may, for many, be a curse. I frequently see with retirees — they are still vibrant and in good health; they just often lack activities or events that provide meaningful socialization and human interaction. I know lots of people who love to golf and do so on a regular basis three times a week. I often wonder, do they really love golf that much or do they just lack other interests. Don’t get me wrong, I LOVE golf (most days anyway) as much as the next person but not enough to spend three days of the week at it in my retirement years. What is your non-financial retirement plan? Have you thought about doing something you have always wanted to try; taking classes at the local community college and/or community center, taking on a part time job that provides satisfaction or volunteering at a church, school or non-profit organization? While each person has different intere sts, all of us have a need to feel relevant at every stage of life, to feel that who we are and what we do matters. Think about those things that you would love to learn or have always wanted to try. Do art or cooking classes interest you? Does volunteering at your local library sound like fun? Would tutoring children (or adults) sound rewarding to you? Have you always wanted to take piano lessons? What about starting or joining a book or garden club? Does volunteering for Sea Turtle Patrol sound exciting? The possibilities are nearly endless! Obviously, we help guide our clients through the financial strategies of retirement but we also discuss and often help guide them through the non-financial aspects of retirement as well. Both are ultimately very important in retirement planning. Keeping the mind, body and spirit engaged and active is key to a long and healthy life. * Always check with your doctor before beginning or changing an exercise or activity routine. Frederic “Ric” Schilling is a Florida native, born in Jacksonville, Fl. Ric is President of Senior Guardians of America, a local North Florida firm specializing in tax reduction, long term illness planning, asset protection, probate avoidance and life income planning. Ric is a National Speaker and Advocate on Senior Issues and has been featured by the Florida Times Union and WJXT, TV-4 in Jacksonville as an authority on Estate Planning and Retirement Issues. Senior Guardians has an A+ rating with the Better Business Bureau and is a member in excellent standing with the National Ethics Association. Contact Frederic : 904-371-3302 or 888-8913381 Please visit: www.seniorguardian.com This article is not intended to give tax or legal advice. Securities offered through Center Street Securities, Inc.(CSS), a registered Broker-Dealer and Member of FINRA & SIPC. Senior Guardians is independent of CSS.