The Observer Issue 17 | Page 13

The Observer - 16 March 2014 - 13 WorldRemit backed with $40m investment W Business Reporter orldRemit, an online platform which enables Zimbabweans and expats to send quick, convenient and low-cost remittance payments to families and friends abroad, has has closed a $40 million investment from Accel Partners, a Silicon Valley investor in the likes of Facebook and Spotify, in a deal that represents one of the largest venture capital funding rounds to be completed in Europe. Accel’s investment will support WorldRemit’s expansion into new geographies and the development of additional products and services. The online platform, which enables the sending of as little as US$1 for low fees, has already proven popular with Zimbabwean expats and migrants around the world. Currently, 33 percent of WorldRemit’s transactions to Zimbabwe are going to mobile accounts, EcoCash being the most popular. Said Ismail Ahmed, Founder & CEO at World Remit: “WorldRemit offers migrant workers and expats unparalleled speed, convenience and transparency when sending money home. “We expect the online money transfer sector to account for approximately 30% of the remittance market in the next few years and that WorldRemit will be at the forefront Key investment ... The WorldRemit management team of this change. “We offer the most extensive range of payout options unmatched by any money transfer firm, including payments to mobile wallets and international airtime top up, which enable recipients to receive their money even where there is limited or no banking infrastructure. “This faster, more flexible model is already the first choice for tens of thousands of Zimbabwean migrants sending money home to relatives and friends.” He added: “Accel Partners with their global network and extensive expertise in the payments industry is the perfect fit for WorldRemit. We are excited to continue our rapid growth trajectory with their support.” Harry Nelis of Accel Partners commented: “WorldRemit is moving remittance online, disrupting a traditionally offline business and democratizing payments. “We are excited to be partnering with a team with the deep industry expertise that has enabled them to build the robust technology and strong compliance needed for a secure, trusted and world-class remittance business.” According to The World Bank, $519 billion of remittance payments were made in 2012 of which $2.1 billion are estimated to have been made to Zimbabwe. Most remittances were handled via traditional players such as Western Union and MoneyGram, as well as a plethora of smaller and informal operators. The majority of these payments are still Losses in blue chips weaken rudderless ZSE Z HARARE imbabwe’s rudderless equities market closed weaker on Friday, with the industrial index dropping 0.35 points to close at 186.22 points due to losses in selected heavyweight counters. Financial releases this week failed to spark the market with turnover at a low $522,626. Banking group, ABC pared off three cents to 47 cents in negligible trades valued at $336, for a year to date loss of 20 percent. Innscor dropped 0.90 cents to 72 cents in low volumes while Seed Co shed 0.10cents to trade at 89.90 cents. TSL’s assertion at its annual general meeting on Wednesday that its 2014 looks rosy failed to excite the market, shedding 0.20 cents to settle at 37 cents. Turnall traded 20 percent, or one cent weaker to close at four cents, Dairibord dropped 0.25 cents to 13 cents and First Mutual was 0.20 cents softer at 10.50 cents. The losses were capped by gains in insurance giant, Old Mutual, which added 2.51 cents to 250.01 cents while Afdis traded 0.50 cents higher to 33 cents. Other positive trades were in Truworths and Zimre which pushed up 0.10 cents each to trade at four cents and 1.10 cents respectively. On a weekly basis, the industrial index dropped 2.71 points. The mining index was flat at 33.16 at points but lost 1.20 points on a weekly basis. - The Source conducted via a network of physical locations, resulting in an inefficient and expensive user experience. These traditional operators also create compliance risks associated with acceptance of cash at corner shops that leaves no audit trail. However, WorldRemit with its onlineonly, cashless business model offers a more efficient, affordable and transparent remittance alternative to traditional money transfer operators. Customers can send funds from 35 countries to families and friends in over 100 destinations. Senders can use WorldRemit’s online platform, also accessible via mobile phones and tablets, to make payments by debit or credit card, or via bank transfer. Recipients can receive funds via bank deposit, direct transfer to mobile wallets, cash pickup or delivery, as well as airtime top-up for their mobile phones. Founded in 2009, WorldRemit has partnered with leading international banks, mobile operator hubs and mobile money transfer networks including EcoCash and M-PESA, as well as an array of fast, low-cost local money transfer networks. The company currently enables more than 1.3 million annualised remittance transactions with the help of over 50 employees and expects to continue its rapid growth in 2014, expanding its staff to 200 employees by the end of the year.■ Reconstructing Zimbabwe • Continued from Page 7 The state in Zimbabwe is too much focused on security and political power over other interests like the economy. How does one account for the missing black rhinos, for the slaughtered lions and elephants? How does one acc