The Money Tree Magazine 1st Issue | Page 33

Pete Souza/The White House Photo courtesy International Monetary Fund Warren Buffett “If a business does well, the stock eventually follows.” The Value Investor • The richest man in the world. • Over 20% average return per year for over 40 years. • Is known for his love for Cherry Coke and McDonalds burgers – both companies in which he owns stock. Fundamental Analysis is the technique used by investors to determine how much a company is worth, and what growth there may be in the future. This form of analysis focuses on the “economic well-being” of the company, rather than just the movement of its stock price. George Soros Known as “The Man who The Technical Investor broke the Bank of England”. • Doubled his $1 billion hedge fund in one week with the devaluation of the Pound. • Invests using a method called “Reflexivity” – which attempts to predict market psychology. Technical Analysis is regarded as the opposite of fundamental analysis. This kind of analysis can be used on shares, bonds, forex, or any other instrument. Technical analysis can be defined as the study of three things: 1. Price movements 2. Time 3. The volume of shares traded Over time, these three things together have created patterns that many traders use to try and predict how the price of an investment instrument will change. What technical analysts are trying to do is understand what other traders are thinking, and then outsmart them in order to make a profit. They support the view that the market and, therefore, the price of a share does not move up and down because of how well or poorly the company performs, but rather by how much traders like or dislike that share. So, instead of understanding the company, technical analysis attempts to understand people and what they will do in different situations. The field of technical analysis is based on three assumptions: 1. Prices move in trends: Most strategies in trading assume that prices move in trends, and continue on that trend until broken. 2. The market discounts everything: They believe that all fundamental factors, along with human psychology, are already built into the price of the instrument, and thus do not have to be analysed separately. 3. History has a tendency to repeat itself: People tend to react to certain market conditions in the same way over time. If you can predict this typical human psychology, you can, in some way, predict the outcome of an event. In 2000, traders mocked value investing, buying overvalued Internet stocks claiming that it was a new era in business – right up until the great Internet bubble burst, with companies losing over 90% in just days. Evidently, investors from both schools of thought have regular and sufficient investment success stories among their followers, otherwise it would have been a slam-dunk as to which school of thought one should subscribe. Which young investor would not be happy to end up having the success of either a Buffet or a Soros? There are many different names for the same thing in investing. Shares are the same as securities, and instruments refer to all types of investments, such as shares, bonds, commodities, and forex. 31