The Health June/July 2020 | Page 4

04 The Health | june-july, 2020 | Local News | Malaysians are worried about healthcare ‘Malaysians are worried,’ finds a poll conducted by EMIR Research (EMIR). Healthcare and the cost of living seem to be some of the few facets that keep Malaysians worried. The finding on the National Worry Index (NWI) jumped up a notch, and attributed to the failure of the PH government to address quickly and urgently the five tenets of the economy. The tenets are mitigating the cost of living, enhancing the quality of life, creating credible jobs, ensuring affordable homes and enabling affordable healthcare. EMIR’s inaugural poll last year resulted in NWI of 0.77, which denotes a marginally maximum worried rakyat. The same index for this year’s survey moved up a spot to 0.78, indicating a worsening worry atmosphere among the rakyat. According to EMIR, the facets that seem to keep the rakyat worried are on whether the country’s future direction is on the right track. Also, whether the economy is on a firm footing and whether family life is better now than previously. They are concerned whether the living condition is going to be better in the future. These facets, which encapsulate the perceptions of the rakyat on the future state of their living conditions, shows that they are worried about the wellbeing of the nation. However, on a brighter note, 50 per cent of the respondents felt that their living conditions in Malaysia would be better in the future, despite more than half of the respondents feeling unsure on whether the country’s future was headed in the right direction. EMIR, an independent thinktank focused on strategic policy recommendations based upon rigorous research, conducted the poll between Jan 15 and Feb 24 this year. — The Health Trauma from pandemic could hinder economic recovery Minister in the Prime Minister’s Department (Economy) Datuk Seri Mustapa Mohamed said the spread of Covid-19 had affected the psychological wellbeing of the public. This factor could slow down the economic recovery process. However, he said current developments related to the Covid-19 pandemic do not affect the country’s economic recovery during the Recovery Movement Control Order (RMCO) period. “We are grateful that after Jun 10, there have been some relaxations, small hotels have started taking reservations, hotels are gradually reopening, airlines have resumed domestic flights, small and medium enterprises have resumed operations. We see that the government’s desire to revive the economy has succeeded partially, though not wholly. “But the psychological effects on the public, where they are fearful of carrying out normal activities like going on a holiday, going shopping or to school and the like, is the main stumbling block to economic recovery,” he said at a recent Press conference. Mustapa said the main priority for the government now was to tackle public health challenges brought by Covid-19. “We can say it has been successful, and some of the methods we’ve used to handle the crisis have become examples for the world and both developing and developed countries are emulating our methods. “If handling the health issue is the first phase, the second phase is reviving the economy, and Penjana (Economic Recovery Plan) is being closely monitored,” he said. — The Health Covid-19 test not required for buying medical insurance There has been an increase in awareness on the importance of insurance and demand for protection products in light of the Covid-19 pandemic. People are in a state of protective mentality, and the fast-spreading virus has spurred greater interest in life and medical insurance. With the ongoing health crisis, some might wonder if there are special requirements to purchase a medical policy now or if there would be adjustments to the premiums. Sun Life Malaysia CEO and president/country head Raymond Lew said: “From Sun Life Malaysia’s end, there is no specific requirement for people to be tested for Covid-19 before undertaking a life or medical insurance or takaful. Our proposal form remains the same as the one we had before this pandemic.” Potential clients are encouraged to fully disclose their medical history, as per the usual practice, for them to enjoy the necessary protection coverage. According to Wilson Beh, PolicyStreet co-founder and COO, potential clients who want to purchase a medical policy on the platform do not have to go through a Covid-19 test. It is more important now than ever to ensure there is sufficient coverage for the cost of hospitalisation UKM makes hand sanitisers Universiti Kebangsaan Malaysia (UKM) has been making its own hand sanitisers since March. It uses 99 per cent alcohol which is liquified to 70 per cent. The raw materials are from Hospital Canselor Tuanku Muhriz’s pharmacy store. The solution is prepared and bottled at its health centre. The hand sanitiser dispensers, which are regularly refilled, are distributed free to all residential colleges, faculties and administrative departments. UKM has also set up a Covid-19 operations room at the health centre’s emergency unit. The operations room serves as a one-stop centre that deals with campus workflow and processes about Covid-19. The room is also a reference and data collection centre for Covid-19 student statistics during the Movement Control Order (MCO). Besides the hand sanitiser, face masks, gloves and and treatment in the event a person is diagnosed with certain illnesses such as Covid-19. Meanwhile, Berjaya Sompo Insurance head of underwriting for health Robin Ding said though Covid- 19 was classified as a pandemic by the World Health Organisation and, therefore, not covered typically, the insurer would cover treatments performed in Malaysia should policyholders meet requirements as a goodwill gesture for clients who are affected by the unexpected outbreak. “Since February this year, we have ramped up our response to the pandemic by offering complimentary support measures to our clients who are diagnosed with Covid-19,” said Lew. The complimentary Covid-19 measures include an extension of medical coverage for hospitalisation and treatment related to Covid-19, continuation of coverage and benefits for those quarantined by law for hospitalisation and treatment, coverage for outpatient treatment at any registered clinic or hospital upon confirmed diagnosis as well as a waiving of the 30-day waiting period to enable new clients to enjoy coverage immediately for individual hospital and surgical policies. — The Health other necessities are distributed to security, residential college and healthcare personnel at its operations room daily. — The Health