The Hawkamah Journal issue 01/2013 | Page 45

IFI Governance Challenges ensure that it has set clear and well documented terms of reference regarding the role and responsibility of the responsible for contributing towards this responsibility in developing more and more capable scholars and can be an effective solution to the increasing demand for Who does the Shari’ah Supervisory Board report to? There is also inconsistency when accounting for is addressed to the shareholders and which forms part concerns raised with respect to off balance sheet What are Investment Account Holders? These accounts differ from conventional deposits account holder is not that of a lender and a borrower but There are many other governance challenges being faced of programs and initiatives to overcome some of these to access all relevant information in relation to their contains concrete recommendations on how to bridge 43