The Hammonton Gazette 01/22/20 Edition | Seite 5

Curcio running for another term as county surrogate Page 4 • Wednesday, January 22, 2020 • The Hammonton Gazette CURCIO, from Page 1 William & Mary Law School— served 16 years as atlantic County freeholder, but feels he has found his calling as surrogate. “i’m a lawyer. i’ve always been interested in wills and estates, and this combines two of my favorite interests, which are law and poli- tics, so i thought it would be a good position for me,” Curcio said. the surrogate’s office, Curcio said, determines the validity of wills and appoints personal repre- sentatives to estates, whether there is a will or not. additionally, the surrogate acts as the deputy clerk of the superior court for litigated estates, as well as guardianships and adoptions. “the surrogate is considered the judge of the surrogate’s court when a matter is not contested within the family. in those types of cases, the surrogate has authority under the statute to make deci- sions, and also, if there’s no will, to appoint a personal representa- tive who’s fit to handle the estate,” Curcio said. if, however, there is any conflict among family members, or if the case involves difficult issues of law, the surrogate cannot conduct a trial. the surrogate would then have to decline jurisdiction, and the matter would go before the su- perior court. Curcio outlined the process his office follows for estates. “the first thing we do is look to the statute. there’s a statute called intestate succession. When there is no will, the next of kin are entitled to the estate, and it’s usually set up in a certain order, which would be spouse, then children, parents then siblings, in order of priority. that’s the starting point. Oftentimes, the person who would be first entitled is not interested, and, in that case, the surrogate can accept a renun- we’re trying to outreach with. We ciation and appoint someone else are there, always, to help after the if there’s an agreement amongst fact, but we like to be proactive to get people information while their the family,” Curcio said. if there is no family, Curcio loved ones are still with us and said, then the surrogate, after 40 able to make plans,” Curcio said. Curcio said that much of the days, is entitled to appoint any fit person who satisfies the criteria in successes of the surrogate’s office the statute. that would normally is due to the staff that works there. “for what we try to do here, require posting a corporate surety bond to ensure that the individual we’re blessed to have a very car- ing staff. it’s been a going to carry out long tradition, even be- their duties. fore i got here, to have “if we can’t do it, a really caring and at- then the case has to tentive staff that works go to superior at the office. What i’ve court. in that case, tried to emphasize is the surrogate would that we need to be be the clerk and problem-solvers, so will accept the pa- that where there’s a pers, then the case grey area in the law, we has to go to court. i have to try to help peo- would go to court ple to achieve what it is with the superior they’re doing, for the court judge, but he good of the estate. i or she is the deci- James Curcio think that that’s one of sion maker. the the benefits of having clerk is just assisting with the case at that point,” Curcio been here for almost 10 years. i learn something new every day, said. ideally, though, there would be and i think we are developing new ways of helping people work a will. “the best kind of estate is through some of the difficult is- where there’s a will, because that sues that arise upon the death or spells out who the testator—the incapacity of a loved one,” Curcio person who made the will— said. Besides estate work, Curcio said wanted to be in charge of their es- that much of the rewarding work tate,” Curcio said. Curcio also said that the surro- comes through the surrogate’s gate’s office has been doing more other responsibility: adoptions. “the most joyful part of the job outreach work to educate people about estate planning in an effort are the adoptions. to see a child to head off some of the difficulties oftentimes coming out of difficult that happen when a loved one circumstances to get a forever passes who hasn’t prepared any- home has been a big theme of our court in atlantic City. it’s some- thing in advance. “i try to keep abreast of all de- thing that i love to be involved velopments in funeral planning, with,” Curcio said. atlantic County executive Den- basic estate planning, living wills and advance directives for health nis Levinson supports Curcio “there is no harder working care. those are the areas that Surrogate anywhere than Jim Cur- cio. the services provided by the Surrogate’s office are consistently excellent,” Levinson said. Curcio resides in Hammonton with wife Jessica. they have four sons (John, 25; tim, 23; Danny, 20 and Neil,15). COUPONS, from Page 3 leniency clause because of travel or relocation. if you’re in the mil- itary, a lot of stores have policies where they will accept expired coupons. that is their way of granting that leniency,” Mc- Gaffney said. McGaffney also noted that there is a degree of etiquette that comes with couponing. “We always say that you should at least leave a little something on the shelf for other customers. i, personally, frown on people who go and clear out a whole shelf,” McGaffney said. to avoid such behavior, Mc- Gaffney suggested planning shop- ping around sales cycles for non-food items, which usually run in three-month cycles. “Buy a three-month supply. that will hold you until it goes on sale again,” McGaffney said. Many discount websites, like Hautelook and Beyond the rack, are excellent places to find tempo- rary bargains. “they’re only temporary sales; flash sales. they go up for three days and then they come down,” McGaffney said. McGaffney also talked about couponing at local stores like Shoprite, which recently updated its coupon policy. “they will no longer accept multiple coupons for a single product. if you sign into their site, you can put digital coupons right on your PricePlus card. So if go, and you have a manufacturer coupon and a store coupon, they will only accept one. they’ll go with whichever of the two is greater. Whatever has the better savings, they’ll accept,” Mc- Gaffney said. Shoprite also doubles coupons. “Hammonton Shoprite will double a paper coupon up to $1. if you have a $.50 coupon, it auto- matically jumps up to $1. if you have a $.75 coupon, they pay that extra quarter. that’s really cool; if you have a lot of coupons going in there, those quarters really add up,” McGaffney said. McGaffney also pointed out that Walmart allows overages on coupons. “if the coupon exceeds the value of the product, the overage will be applied to the rest of the order or given back in cash. if you have a coupon stack, and it adds up to the item itself and there’s nothing else for it to cover, they will hand you cash back for the product. that’s pretty amazing. Walmart is the only store, out of all the research i did, that will actually hand you cash back,” McGaffney said. McGaffney closed her presenta- tion by encouraging those in atten- dance to participate in a coupon swap. Stockton University’s Kramer Hall is host to many events throughout the year. for more in- formation, visit stockton.edu/ kramer/upcoming-events.html. Couponing is a way for families to save money