The FinTech 50 2014 Mar. 2014 | Page 7

FinTech50 ABUNDANCE GENERATION KARL HARDER, MD A bundance Generation was the first, regulated, crowdfunding platform that allows people to invest directly from just £5, in renewable energy projects in the UK. We call it democratic finance and have created a revolutionary online experience that gives investors complete control and transparency over how their money is invested. We want to see a world where small investors replace the role of the big banks in financing infrastructure and businesses, keeping more of the return for themselves and having a real choice about how their money is invested. Abundance is the first of a new breed of financial services company that seeks to compete directly with traditional forms of investment and create meaningful disruption that improves both customer service and investor returns. ACCEPTEMAIL PETER KWAKERNAAK, CEO About Abundance puts the investor in control.  Its disruptive use of technology and FCA-regulated platform revolutionises the experience of investing, allowing anyone in the UK to invest from just £5 in the project of their choice - starting with renewable energy and branching out to allow the democratic finance of infrastructure and business in the UK and beyond. @Abundancegen @karlharder O ne in eight bill payments contains typing errors, resulting in unnecessary reminders, double payments or matching problems in the debtors’ administration. Paper bills are expensive, inefficient and environmentally unfriendly. This inspired us to develop the concept of AcceptEmail. We enable companies to send digital payment requests (bills, reminders, promises-to-pay), resulting in a safe and prompt payment by their customers. AcceptEmails can be sent via multiple communication channels: e-mail, mobile, text or online. The threshold for switching to digital billing is eliminated. Our smart billing solutions contain valuable and unique features such as the Dynamic Status Indicator for real-time status update, insights into customer payment behaviour, smooth integration tooling, correct representation in all e-mail clients (renderability) and spam-filter avoidance. AcceptEmail is independent of payment institutes, banks, PSPs and BSPs. We do not collect money on behalf of customers; we just enable the payment initiation by means of all available online and mobile payment methods. About AcceptEmail is an electronic bill presentment and payment service for B2C and B2SME utilised by a large )