The FinTech 50 2014 Mar. 2014 | Page 22

FinTech50 MERIT SOFTWARE KERRIL BURKE, CO-FOUNDER & CEO M MENIGA GEORG LUDVIKSSON, CO-FOUNDER & CEO T he traditional retail banking business model is under increasing pressure in a world of accelerating technology change, big data mining, deregulation, dwindling loyalty and high consumer expectations. The industry is ripe for disruption with many tech-savvy, VC-funded new entrants chipping away at different parts of a retail bank’s business. Banks must therefore learn how to quickly adapt and decide what role they want to play in a changing world. To thrive, they must embrace new ways and new business models, such as becoming a trusted guardian and adviser of consumers in a much broader sense than most banks are today. Meniga operates at the heart of these changes and is privileged to work with some of Europe’s leading financial institutions to help them map a course towards the bank of the future. Helping both banks and consumers in this way is an extremely rewarding ride. About Meniga helps retail banks dramatically improve their online and mobile banking through innovative Personal Finance Management (PFM) software solutions. Meniga uses social curiosity, humour and gamification to make money management fun and engaging (or less boring) and at the same time helps banks better engage, analyze and monetize their customers. @meniga @georgl TWENTY-TWO erit Software’s systems allow investment banks and financial institutions to manage their receivables and payables proactively across their global organizations, by automating the processing and settlement of over 80% of operational transactions. Claim Manager offers efficiency savings of 50-60%. Looking forward, we are particularly excited about the introduction of SetClaim, our new SaaS-based electronic matching service which is expected to set the new standard in centralised settlement systems in this sector. Our customer’ ‘success is our success and the benefits we deliver in helping them process billions of pounds worth of transactions will lead to additional referred sales, both within the same organization or in other peer organizations. The long standing nature of our clients is testimony to this philosophy. About Me