The East Community Guide - Gainesville, FL November 2018 The East | Page 5

(with extensions in ten states that operate their own exchanges).
Special Enrollment Is the Exception to Open Enrollment
Insurance plans that use an open enrollment system also have an
exception that allows you to enroll outside of open enrollment under
extenuating circumstances, frequently called life events. Known as a
special enrollment period, this exception allows you to sign up for health
insurance if you lost your other health insurance because you:
 lost
your job
 moved
 got divorced or married
 became a widow or widower
 aged off of a parent's plan
 have a new baby
Most health insurers in the United States use some sort of open enrollment
program that limits sign-ups to a particular time each year. Here are some
exceptions:
 Medicaid, the state-based health insurance, doesn't limit enrollments
to an open enrollment period. If you qualify for Medicaid, you can
enroll at any time.

CHIP, the U.S. government's Children's Health Insurance Program,
doesn't limit enrollments to a particular time, either.
For more information contact one of our Florida Blue Agents:
Robert Piccione [phone], Cynthia Walker [phone] or
Eldred Lewis [phone]. Our toll free number is 1-888-910-7446.
We Are Your Kind Of Blue!
5