The Credit Professional Winter 2018 Dec_2018_magazine | Page 33

continued from page 31 you can make as a married couple is to simply keep your marriage strong. If your marriage is strong, you won’t get a divorce, and that’s going to be one of the best things you can do financially. How do you work on your marriage? The best thing you can do is spend time together, preferably time that isn’t spent on passive things like watching television. Do active things together. Talk to each other often. Sarah and I make it a point to have at least a few healthy conversations each and every day. Yes, there are days where we don’t get much face to face time until after the kids are in bed in the evening, but at that point we’ll always talk about our respective days. is also helping. Do things together. Set aside time for it if you need to, which may be necessary if you have children. Doing things together can become the glue of your marriage. About the author: Trent Hamm is the founder of The Simple Dollar, a website covering practical personal finance issues for everyone. We talk about goals. We talk Final Thoughts He is the author of two books, about the state of the world. "The Simple Dollar: How One We talk about the things in A marriage can be a wonderful Man Wiped Out His Debts and the world that are on each of thing. Having someone in your Achieved the Life of His Dreams" our minds. life that you can rely on, who and "365 Ways to Live Cheap." genuinely loves you, and who is He has appeared in many We also do a lot of things making life choices that benefit publications including The New together. We play board games. you as well as a life-changing York Times, The Washington We go for walks. We exercise a and life-affirming thing. Post and The Wall Street little. We work on projects Journal. He currently lives in around the house. However, a marriage isn’t an Iowa with his wife and automatic thing. It’s not always three children. One of our favorite things to going to be easy, and money is do together is housecleaning. often one of the biggest We’ll both spend 20 minutes challenges in marriage. cleaning the kitchen and living room at the same time, so we If you use these ten pieces of talk together during the financial advice and take most entire cleaning period. It’s a of them to heart, you’ll find that surprisingly effective way to the financial problems (and bond, because not only are we some of the other challenges) in having a great conversation, your marriage become much we’re both working toward easier to handle. making the house better for all and we know that our partner Good luck! The Credit Professional 32 December 2018