The Coshocton County Beacon February 4, 2021 - Page 7

February 4 , 2021 The Beacon • 7

Earnings reported for Home Loan

Home Loan Financial Corporation , the parent company of The Home Loan Savings Bank , announced net income of $ 929,000 or $ 0.66 basic and diluted earnings per share for the quarter ended Dec . 31 , 2020 , compared to net income of $ 920,000 or $ 0.66 basic and diluted earnings per share for the quarter ended Dec . 31 , 2019 , an increase of $ 8,000 or 0.92 %.
This increase in earnings for the quarter was primarily attributable to an increase in noninterest income of $ 316,000 , partially offset by a decrease in net interest income of $ 98,000 , an increase in the provision for loan losses of $ 73,000 , an increase in noninterest expense of $ 135,000 and an increase in federal
income-tax expense of $ 2,000 .
Total assets at Dec . 31 were $ 248.4 million compared to June 30 , 2020 assets of $ 244.7 million , an increase of $ 3.7 million or 1.5 %. Total deposits at Dec . 31 were $ 210.4 million compared to June 30 deposits of $ 206.6 million , an increase of $ 3.8 million or 1.8 %. Total equity at Dec . 31 was $ 31 million compared to $ 30.6 million at June 30 , an increase of $ 328,000 .
Home Loan Financial Corporation and The Home Loan Savings Bank are headquartered at 413 Main St . The Home Loan Savings Bank has two offices located in Coshocton , a branch in West Lafayette and a branch in Mount Vernon .

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