The Coshocton County Beacon February 15, 2017 - Page 44

44 THE BEACON www . coshoctonbeacontoday . com FEBRUARY 15 , 2017

NWTF honors Darin Abbott as Wildlife Officer of the Year

ATHENS – The Ohio Chapter of the National Wild Turkey Federation ( NWTF ) recently honored Wildlife Officer Darin Abbott with the State Officer of the Year Award . Officer Abbott has been serving Ohioans as a wildlife officer since 2003 and is currently assigned to Lawrence County , according to the Ohio Department of Natural Resources ( ODNR ).
A large part of the nomination is based on Officer Abbott ’ s close working relationship with NWTF and with other , local conservation clubs . Abbott was recently voted to be on the NWTF South Hills Longbeards Chapter ’ s Scholarship Committee , and assists them with teaching Hunter Education . He guides kids during the chapter ’ s JAKES turkey hunt and JAKES fishing event each year , and in addition he guides for both the Wheelin ’ Sportsmen Fishing event and the Wheelin ’ Sportsmen fall deer hunt . Officer Abbott is also dedicated to protecting Ohio ’ s fish and wildlife , demonstrated by his participation in numerous enforcement projects this year .
The NWTF initiated the State Wildlife Law Enforcement Officer of the Year award in 2000 to highlight the contributions from wildlife officers across the country . This award recognizes that without the support for wild turkey conservation from wildlife officers , restoration efforts and wildlife management strategies would not have the success they do today .
By earning the State Wildlife Officer of the Year award , Wildlife Officer Abbott and other state winners are eligible for the NWTF ’ s National Law Enforcement Officer of the Year award , which will be presented at the NWTF ’ s national convention .
Officer Abbott has been a wildlife officer with the ODNR Division of Wildlife for 14 years , and was previously assigned to Crawford County and Scioto County . He started his career with ODNR as a State Park Officer at Wolf Run State Park and Deer Creek State Park in 2001 and 2002 .
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REAL ESTATE AUCTION
Monday Evening , March 6th , 2017 • 5PM
1160 CASSINGHAM HOLLOW . Corner of Otsego Ave . & Cassingham Hollow
SCHOOL BUILDING & 6.872 +/ - ACRES
This building is the old Pleasant Valley School with gymnasium , classrooms , and kitchen area . City water and private sewage system . Zoned R1 .
AUCTIONEERS NOTE : This building and land has a lot of potential . Sold AS IS . Building will be open 1 hour prior to sale .
TERMS : 10 % deposit down time of auction . Balance due in 60 days . Property sold in AS IS condition . It is buyers responsibility to do any inspections prior to bidding . No contingencies in purchase contract . Bidding to start at $ 115,000.00
OWNER : River View Local School District
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AUCTIONEERS : Greg Rice 740-502-3111
Ryan LePage 740-627-0133 Herb Peddicord ê PR ê PR ê PR ê PR ê PR ê PR ê PR ê PR
Contributed | Beacon
The Ohio Chapter of the National Wild Turkey Federation ( NWTF ) recently honored Wildlife Officer Darin Abbott with the State Officer of the Year Award . Pictured are : ( from left to right ): Ray Petering , Chief of the Division of Wildlife , and State Wildlife Officer Darin Abbott .
ODNR ensures a balance between the wise use and protection of our natural resources for the benefit of all . Visit the ODNR website at ohiodnr . gov .
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FROM FEB . 17TH TO FEB . 19TH
Selling personal property of Lou Harper . Good , clean auction including collectables , furniture , and household goods .
AUCTION CONDUCTED BY : Peddicord Rice Auction Realty
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Get more out of your tax refund

Income tax season is a happy time for many people . Those who anticipate a considerable refund on their taxes look forward to having extra money ; some individuals even plan to finance big-ticket purchases entirely with their tax refunds .
Smart money management can turn a refund check into a nice nest egg or stretch dollars to make the most of this windfall of cash . The following money-management tips can help anyone develop strong saving and spending habits that can pay dividends for years to come . Get organized When looking to make the most of your tax refund , start by organizing your financial documents and getting a grasp on your spending and saving behaviors . Examine your income-to-expenditures ratio to see where the majority of your money is going . It can be difficult to make significant changes with regard to your finances if you don ’ t have ready access to your financial records and a strong appreciation of how your money is being spent . Pay off high-interest loans When addressing your finances , take inventory of any high-interest loans , including credit card bills . It will save you more money in the long run to pay off this type of debt as soon as possible . The earlier such debts are eradicated , the less you will ultimately pay in interest . What ’ s more , paying off debt helps establish a better credit record and score , which can make you eligible for lower interest rates in the future . Using a refund to eliminate debt is more beneficial than simply letting the refund sit in the bank , where it ’ s likely to accrue less interest each month than the interest that accrues on your credit accounts with outstanding balances . Investigate savings programs It is estimated that customers who don ’ t have an account at a bank or credit union spend , on average , more than $ 800 at check-cashing businesses each year . Opening up an account with a credit union or bank will immediately save you money on check-cashing fees . Speaking with a banking representative can also provide information about various programs that will enable you to save your tax refund and earn money on it through interest accumulation . In the National Retail Federation ’ s annual Tax Returns Study , 40.2 percent of respondents said they planned to stash some of their refund in savings in 2013 . While traditional savings or checking accounts may offer nominal interest rates , longer-term certificate of deposits or money market accounts may yield more interest . Talk to an investment specialist Your income tax refund may be just what you need to start investing . A 2012 study by TD Ameritrade indicated 63 percent of respondents said they plan to save or invest at least part of the money they get back on their taxes . A financial planner or stock broker can guide you through potential investments that carry the right portfolio and level of risk for your needs . If you prefer to do the work yourself , many investment companies have user-friendly websites where account holders can manage their own investments and monitor the daily performance of those investments . With the right investment , you can turn your refund into a substantial amount of money over the course of several years .
Contributed | metrocreativeconnection . com