Editorial Committee
Miriam Olusanya
ED, Wholesale Banking
Lara Ogunlaja
GM, Corporate Finance
Oyinade Adegite
DGM, Communication and
External Affairs
Adebayo Omogoroye
Head, Trading and Sales
Ronald Nwaezeapu
Head, Assets and Liability
Management
Research/Production Team
Golden Nwaiwu
Head, Investor Relations
Nadine Lawal
Head, Data Analytics
Content
05
The Future of Mobility
in African Urban Cities
13
The Nigerian Circular Economy -
Goldmine or Black hole?
19
The Shrinking Nigerian Middle
Class – Can Credit Help to
Minimize the Economic Impact?
25
Tomato Farming in Nigeria:
When Abundance does not
result in Availability
31
The Sharing Concept:
Optimisation over Multiplication
38
Are Millennials Disrupting
or Destroying?
FOREWORD
GTBANK CONTRIBUTORS
PUBLICATION
DISCLAIMER
The views expressed in these articles
GTBank Research Team,
GTBank Communication and
Segun Agbaje
are the authors’ and not necessarily
Gbemisola Adesanya,
External Affairs Group
those of Guaranty Trust Bank plc.
Abosede Ajayi,
Whilst reasonable care has been
Hauwa Yaro,
taken in packaging this publication, no
Maryam Lawal,
responsibility or liability is accepted for
errors or factor for any views expressed
Charles Eremi,
herein by any member of Guaranty Trust
Olumide Abogunloko.
Bank plc for actions taken as a result of
information provided in the publication.
1