Creating Assets, Savings, and Hope
Volume 3, Issue 1
February, 2014
T T Season Edition!
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Your Money Personality & Your T Refund
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The holidays are behind us and tax season is
upon us. Remember your Money Personality from
financial education class? Your personality might
affect what you do with your tax refund. Maybe this
is the time to work on changing your Personality.
What You Will
Find Inside
T Squiggly Line Personality
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The Squiggly Lines who bought everything on sale,
including the things they did not need or did not
even want, are probably paying off high balances
on credit cards because they overspent for the holidays. They are hoping that their tax refund comes
quickly before they pay much more in interest and
late fees. They may be considering a Refund Anticipation Loan (RAL). Beware, RALs are extremely
high-cost loans and most taxpayers have their refunds in less than two weeks. Some receive their
refunds in as little as four days.
Continued Inside
• Money Personality
tips for Tax Refunds
• Make Two - Eat One,
Freeze One Casserole
• Program News and
Important Reminders
• Fun Financial Learning games for Kids
Through education and asset building, the Creating Assets, Savings, and Hope Program empowers low to moderate income
households to achieve financial self-sufficiency by teaching new habits of financial responsibility.