The Business Exchange Swindon & Wiltshire Edition 41: Feb/March 2019 | Page 11

Looking for business finance in 2019?
Where can you go if you don’t have a bank manager?
Dan Smith
Steve Barrett
01225 800849
@S_w_b_f
Many people in business would
now say the world has changed
with less people having an
experienced bank manager
or sometimes even access to
one when they need advice or
borrowing unless their turnover
or borrowing requirements are
fairly substantial. So where do
you go when you don’t have a
bank manager?
The market for Commercial Brokers has
grown out of this development. Some
brokers simply package a funding request
to a small number of known lenders in an
attempt to achieve the intended objective.
Others, such as South West Business
Finance (SWBF), are experienced ex-bank
managers who have “sat on the other side
of the fence”, know what is reasonable
and acceptable and how lenders want
the proposal presented to achieve a
swift, positive and competitive response
(preferably several). They will know the right
lenders (from a huge number of options)
to approach and the appropriate structure
as there are now a plethora of alternatives
beyond the traditional overdraft or loan.
SWBF was formed in 2014 by Steve
Barrett and Daniel Smith (both coming
from HSBC and Lloyds respectively) and
they have put their vast commercial and
corporate banking experience to good use
by looking at commercial funding in a new
way by offering a more flexible approach
than high street banks can offer.
SWBF use their unrivalled experience in
the banking industry to secure finance for
your business. They specialise in arranging
funding in the following areas:
and commercial finance and really know
and understand the market. The partners
who cover Swindon and Wiltshire are Steve
Barrett, Dan Smith, Zoe Morgan, Debbie
Neale, Rory Harpur and Rob Matson.
Whether you are an individual or limited
company looking to buy your existing
premises, expand and buy new property or
refinance your outstanding debt to inject
capital into your business, SWBF can help.
SWBF is fully authorised by the FCA
and a member of the NACFB (National
Association of Commercial Finance
Brokers).
• Property Investment
• Property Development
• Commercial Mortgages
• Bridging Finance
• Invoice Finance
• Crowd Funding
• Asset Finance
• Banking Consultancy
SWBF’s team of commercial finance
advisors have over 300 years of collective
experience in raising finance and all brokers
have an extensive background in banking
The SWBF team
THE BUSINESS EXCHANGE 2019
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