ADVERTISING FEATURE
Investing responsibly
Helping you find solutions to turn your money into a real force for good
The consequences of the coronavirus pandemic will be profound, wide-ranging and long-lasting. So, it’ s no surprise that sources of optimism, arising since the crisis unfolded, were quickly seized upon. Perhaps the most significant is the effect on our environment.
Global carbon emissions have fallen, according to analysis published on the Climate Action website in May 2020, while data from NASA, published by the World Economic Forum in April 2020, suggests that air quality has improved dramatically as countries around the world have taken steps to restrict activity and travel.
Although the biggest crisis of 2020 is COVID-19, the biggest crisis of the decade is still climate change
The view that investments are measured by value alone is changing. In a world awake to the challenges of climate change, energy consumption and pollution, contemporary investing is about achieving financial wellbeing in a world worth living in.
Understanding climate change risk within your portfolio is increasingly important as world policy continues to evolve. Our commitment to support you, and future generations, means helping you be conscious of the impact your investment has on climate change, as well as how carbon risk could affect your investment value.
Whilst the environmental impact has been positive, an ONS report Coronavirus and the social impacts on Great Britain, published in April 2020, highlights some of the social aspects of the outbreak. Over half of the 1581 individuals surveyed highlighted that the lockdown measures and worry of the virus affected their wellbeing. One in five also mentioned it affected their household income and a staggering 84 % were worried about the effect the coronavirus was having on their life.
With many of us now considering the impact on the community and health of the planet in our everyday decisions, it’ s no wonder that many organisations are also rethinking how they do business.
Shining the spotlight on corporate behaviours helps illustrate why businesses cannot simply be about making profits. There’ s a huge awareness that the general public are more sustainable in the way they live their lives. Successful companies also think about their wider stakeholders and strive to improve employee satisfaction and community spirit – and that contributes to long-term success. You too can make a difference through the companies you invest in when it comes to your investments and savings.
As part of our distinctive approach to investment management, we carefully assess external fund managers’ attitudes to responsible investing. We review how they incorporate environmental, social, and corporate governance in their decisionmaking, and how their investment strategy considers climate risk.
Investors increasingly seek information around sustainability and responsible investing
We believe what gets measured, gets managed. Reporting the carbon footprint of our St. James’ s Place Portfolios allows us to identify opportunities for change. And this is just the beginning. We’ ll continue aligning our St. James’ s Place Portfolios with targets based on scientific developments, with the ambition of delivering you greater insight and aligning your investments with your personal ethics.
The value of an investment with St. James’ s Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested.
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