The Business Exchange Bath & Somerset Issue 20: Summer 2021 | Page 21

ADVERTISING FEATURE

Investing responsibly

Helping you find solutions to turn your money into a real force for good

The consequences of the coronavirus pandemic will be profound , wide-ranging and long-lasting . So , it ’ s no surprise that sources of optimism , arising since the crisis unfolded , were quickly seized upon . Perhaps the most significant is the effect on our environment .

Global carbon emissions have fallen , according to analysis published on the Climate Action website in May 2020 , while data from NASA , published by the World Economic Forum in April 2020 , suggests that air quality has improved dramatically as countries around the world have taken steps to restrict activity and travel .
Although the biggest crisis of 2020 is COVID-19 , the biggest crisis of the decade is still climate change
The view that investments are measured by value alone is changing . In a world awake to the challenges of climate change , energy consumption and pollution , contemporary investing is about achieving financial wellbeing in a world worth living in .
Understanding climate change risk within your portfolio is increasingly important as world policy continues to evolve . Our commitment to support you , and future generations , means helping you be conscious of the impact your investment has on climate change , as well as how carbon risk could affect your investment value .
Whilst the environmental impact has been positive , an ONS report Coronavirus and the social impacts on Great Britain , published in April 2020 , highlights some of the social aspects of the outbreak . Over half of the 1581 individuals surveyed highlighted that the lockdown measures and worry of the virus affected their wellbeing . One in five also mentioned it affected their household income and a staggering 84 % were worried about the effect the coronavirus was having on their life .
With many of us now considering the impact on the community and health of the planet in our everyday decisions , it ’ s no wonder that many organisations are also rethinking how they do business .
Shining the spotlight on corporate behaviours helps illustrate why businesses cannot simply be about making profits . There ’ s a huge awareness that the general public are more sustainable in the way they live their lives . Successful companies also think about their wider stakeholders and strive to improve employee satisfaction and community spirit – and that contributes to long-term success . You too can make a difference through the companies you invest in when it comes to your investments and savings .
As part of our distinctive approach to investment management , we carefully assess external fund managers ’ attitudes to responsible investing . We review how they incorporate environmental , social , and corporate governance in their decisionmaking , and how their investment strategy considers climate risk .
Investors increasingly seek information around sustainability and responsible investing
We believe what gets measured , gets managed . Reporting the carbon footprint of our St . James ’ s Place Portfolios allows us to identify opportunities for change . And this is just the beginning . We ’ ll continue aligning our St . James ’ s Place Portfolios with targets based on scientific developments , with the ambition of delivering you greater insight and aligning your investments with your personal ethics .
The value of an investment with St . James ’ s Place will be directly linked to the performance of the funds you select , and the value can therefore go down as well as up . You may get back less than you invested .
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