The old PAYDEX Score? It’ s no longer a key factor. What matters now is whether your business fits the automatic underwriting guidelines.
Becoming a“ Qualified Fundable Entity”
To succeed in this new system, you need to structure your business as a Qualified Fundable Entity( QFE). This means:
1. Your business must appear legitimate, with clear ownership and real cash flow.
2. Your personal and business information must align with what lenders expect to see.
Qualified Fundable Entity, you can become a lender’ s ideal customer. This approach builds trust, simplifies the funding process, and sets you up for longterm success.
Remember: You’ re not your business deals— you’ re the strategist. Separate your role from your business identity, and you’ ll unlock more opportunities for funding. The funding game has changed. Learn the rules, and you’ ll master it!
This version simplifies the language, makes the key differences clear, and emphasizes the importance of automatic underwriting.
Think of your business as separate from yourself. You are the strategist— the one making decisions— while your QFE is the professional face of your business. When your business fits the lender’ s automatic approval criteria, the process is smoother, faster, and more reliable.
Why Automatic Underwriting is Better
Automatic underwriting saves you time and improves your chances of approval. Lenders don’ t need to spend hours analyzing your documents— they can quickly see that your QFE meets their standards. By creating this perfect model, you make yourself and your business more attractive to lenders.
The Bottom Line
Adapting to the new paradigm of automatic underwriting is essential for growing your business. By structuring yourself as a
MEET MERRILL CHANDLER
Since 1997, Merrill Chandler has led the transformation of the personal and business borrowing space. With its basecamp in Utah, GetFundable. com helps entrepreneurs, real estate investors, and business owners, supercharge their personal and business borrower profiles to reach their funding goals.
To us, borrower fundability begins with education. That’ s why we offer a FREE web class( recorded live), Live Event, and Online Business Funding Master Course™ to anyone willing to take the time to educate themselves on how fundability can radically improve your funding approvals. In our presentation, you will learn about the power of Fundability Optimization™, and how it significantly AND positively impacts your funding approvals. We also offer a FREE Fundability Strategy Session™ to qualified inquiries. Ask us for details!
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