The Art of Luxury Issue 40 2019 | Page 42

FOOD & DRINK HOW TO FIND PEACE OF MIND ABOUT YOUR WINE COLLECTION Many fine wine collections are extremely rare and are highly sought Even for those with insurance, the risk of underinsurance is high after by investors, with some outperforming traditional stocks and when it comes to perishable assets like fine wine. Whether it’s an shares. In fact, the average value of a fine wine collection in the US is investment or for personal consumption, the worst of all worlds is to now between $50,000 and $100,000. find you can’t recover the full value of a collection should something And yet, less than 10% of those collections had insurance. This oversight is surprising when you consider the fragility of these assets, and the nuances of taking proper care of them to minimise the risk of damage and maintain long-term value. 42 The Art of Luxury Issue 40 2019 go wrong.